"I am planning to spend my transfer on buying four cows and two goats, I will renovate my house so that it can withstand floods when it rains and the remaining amount I will use to start a fish selling business." (Country: Kenya)

"I am planning to spend my transfer on building a bigger house as the one I stay in is very small and cannot accommodate my family and visitors, I will buy some cows that will be used in ploughing our farm and part of the transfer will be used to pay school fees for our children." (Country: Kenya)

"I have planned to build a bigger house and buy furnitures,I will also like to build a toilet" (Country: Kenya)

"We have planned to expand our house which is small" (Country: Kenya)

"I have planned to take my children through school and part of it I will set up a small business" (Country: Kenya)

"I have planned to plaster my house to reduce dust and take my child to schools" (Country: Kenya)

"I have planned to set up a small business to support my family" (Country: Kenya)

"We are planning to plaster our house and buy some household furniture." (Country: Kenya)

"I plan to spend the transfer to plaster my house. I also plan to spend the transfer to buy oxen plough that I will use during ploughing. I also plan to spend the transfer to start a poultry farm." (Country: Kenya)

"I plan to spend the transfer to plaster my house. I also plan to spend the transfer to pay school fees for my grandchildren. I also plan to use the transfer to buy goats." (Country: Kenya)