"I am planning to buy oxen for ploughing my farm, this is because all my livestock died last year." (Country: Kenya)

"We are planning to buy a motorcycle and start a taxi business,so we can earn income from it." (Country: Kenya)

"I plan to spend the transfer to construct a house. I also plan to spend the transfer to buy my own boat that I can use for fishing." (Country: Kenya)

"I plan to spend the transfer to plaster my house. I also plan to spend the transfer to buy furniture. I also plan to spend the transfer to boost my business. I sell maize." (Country: Kenya)

"I plan to spend the transfer to buy a parcel of land. I have a small piece of land in which I built my house and therefore I don't have any other piece of land where I can cultivate." (Country: Kenya)

"I am planning to spend my transfer on building a house first, I will also buy a goat and some chickens and part of it I will use to buy household items like chairs." (Country: Kenya)

"I am planning to spend my transfer on expanding my business of tailoring, I will build a house at home so that I stop stay at the market centre, I will use part of the transfer to buy a motorcycle so that I can use it for transport and the other part I will use to pay school fees for our kids who are in nursery school." (Country: Kenya)

"I am planning to spend my transfer on starting a new business of selling cereals, I will spend part of the transfer on paying school fees for my children and the remaining amount we will spend it on food, clothes and to build a house that has three rooms." (Country: Kenya)

"I am planning to spend my transfer on buying two cows that we will use in ploughing our farm, I will buy two goats that we can keep and sell whenever we have problems with cash and part of the transfer we will spend it in paying for medical bills as I am currently sick. I will also use part of it to renovate my house." (Country: Kenya)

"I am planning to spend my transfer on buying a piece of land so that we can build our home as we are currently in our father's home, I will use part of it to pay school fees for my children and to buy food for my family." (Country: Kenya)