"I have planned to go back to college and get some basic training so we can get proper jobs,then we will set up a small business with remaining money." (Country: Kenya)

"I have planned to pay school fees and get a motorcycle to set up a piki business." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my children who are in secondary school and college, I will use part of it to buy wire mesh so that I can fence my home,I will also use part of it to renovate my house as it has several cracks on the wall and the remaining amount I will buy a calf so that I can keep to remind me of Give Direct and how it has helped me." (Country: Kenya)

"I am planning to spend my transfer on building a toilet as we don't have one currently, I will pay school fees for my two kids who are in secondary school,my home is not fenced so I will use part of the cash on buying wire mesh so that we can fence it and to dig a borehole so that we can have water that we can use at home." (Country: Kenya)

"I have planned to build my own house since my husband left me without a house." (Country: Kenya)

"I have planned to set up a business since at the moment I don't have a job." (Country: Kenya)

"I have planned to rebuild my house which is small and pay school fees for my children." (Country: Kenya)

"We are planning to start a small business, the business will involve buying sardines in bulk from Lake Victoria and selling them to the surrounding villages. We also plan to buy materials that will be used to our house." (Country: Kenya)

"We are planning to pay school fees for my two children who are in secondary school with the first transfer. The other transfers we will use to buy materials to be used to enlarge our house." (Country: Kenya)

"We are planning to expand our business, this will accomplish by using the transfers as capital injection into our existing business." (Country: Kenya)