"We have planned to buy building materials to build our house,then part of the money will be taken to pay my dowry." (Country: Kenya)

"I have planned to rebuild my house and a kitchen where my children can sleep. I will also set up a small business." (Country: Kenya)

"I am planning to spend to spend my transfer on paying school fees for my children who are in secondary school and college,we will pay a debt that we owe someone on land that was sold to us and the remaining amount we will use to build another house and to buy a cow that we will use to plough our farm." (Country: Kenya)

"I am planning to spend my transfer on buying cement that I will use to renovate my house and I will use part of the transfer to pay school fees for my children." (Country: Kenya)

"I am planning to spend my transfer on renovating my house as it is currently leaking when it rains, I have a child who is joining secondary school next year so I will pay school fees for her and part of the transfer I will use to take my child to hospital as he falls sick so often." (Country: Kenya)

"I am planning to spend my transfer on renovating my house by buying cement to repair it, I will pay school fees for my child who is in form four in a local secondary school and part of the transfer we will spend on buying a goat and a cow. The remaining amount we shall spend on purchasing maize that we will eat at home." (Country: Kenya)

"We are yet to plan how we will use the transfers." (Country: Kenya)

"I am planning to build a house because my current house is too small." (Country: Kenya)

"I am planning to buy household items and oxen for ploughing my farm, this is because I will be able to earn extra money from the farm." (Country: Kenya)

"I am planning to build a house as my current house is dilapidated and too small." (Country: Kenya)