"I plan to spend the transfer to buy oxen plough for farming. I also plan to use the transfer to buy steel door and window panes. I also plan to spend the transfer to plaster my house. I also plan to use the transfer to buy furniture." (Country: Kenya)

"I plan to spend the transfer to invest in my quarrying site. I also plan to spend the transfer to pay school fees. I also plan to spend the transfer to expand my house." (Country: Kenya)

"I plan to spend the transfer to buy seeds and fertilizer for agriculture. I also plan to spend the transfer to expand my house. I also plan to spend the transfer to clear school fee balance for my child. I also plan to spend the transfer to buy furniture." (Country: Kenya)

"I plan to spend the transfer to start a small business for income. I also plan to spend the transfer to build a kitchen because I don't have a kitchen and I cook in the living room. I also plan to spend the transfer on school fees for my children in high school." (Country: Kenya)

"I plan to spend the transfer to expand my house and build a kitchen. I also plan to use the transfer to start a small business that will help me get income. I also plan to spend the remaining balance to pay school fees for my children in high school." (Country: Kenya)

"I have planned to buy furniture with the first transfer,I will rebuild my house which is about to fall down" (Country: Kenya)

"We have planned to buy some household items and part of it we will pay school fees" (Country: Kenya)

"I have planned to buy building materials then we we will buy some furniture." (Country: Kenya)

"I have planned to expand our house since its very small" (Country: Kenya)

"I have planned to plaster my house and pay school for my children" (Country: Kenya)