"I am planning to inject more capital into our small business, so our profits can increase, some of the transfers will also be used to buy household items." (Country: Kenya)

"I am planning to buy some more iron sheets and cement so that I can enlarge my house, I will also buy some livestock and hopefully if some cash remains I will furnish my new house." (Country: Kenya)

"We are planning to buy iron sheets and cement so that we can build a new house as our current house is dilapidated .I will also use some part of the transfers to furnish my house." (Country: Kenya)

"I am planning to spend my transfer on buying four bulls that we can use in ploughing our farm and a dairy cow that we can keep for milk, I will spend part of the transfer on buying furniture for my house and the remaining amount I will invest on my business of selling groceries." (Country: Kenya)

"I am planning to spend my transfer on paying dowry as my wife went away because I did not have cash to pay dowry, I will spend part of the cash to buy three bulls that I will use in ploughing my farm and the remaining amount I will use to start a business of buying and selling maize in our market." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my child who is in secondary school and the remaining amount I will spend on buying a motorbike so that I can have my own that I can use in taxi business as the one I have is hired daily." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my two children who are in secondary school, I will spend part of the transfer on buying a dairy cow that can help me in the future when it gives birth to a calf and the remaining amount I will use to renovate my house as I had built it but I haven't finished it so I will use the transfer on buying bags of cement that I will use to repair it. I will also buy two bulls and a ploughing machine so that I can plough my farm." (Country: Kenya)

"I am planning to spend my transfer on renovating my house so that it can be in good condition, I have a girl child who is soon joining secondary school so I will save some cash so that I will pay school fees for her and the remaining amount I will invest in my small business of selling household items like cooking oil, bread and flour." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my children in secondary school, I will spend part of it to renovate my house by buying bags of cement and the remaining amount I will buy a cow and name it Give Direct." (Country: Kenya)

"I have planned to buy building materials for making a better house, I would also want to buy some livestock and keep." (Country: Kenya)