"I am planning to buy materials to be used to construct a toilet and use the rest of the transfers to pay for a driving course for my orphaned granddon. I am also planning to pay school fees for orphaned daughter who is in secondary school." (Country: Kenya)

"We are planning to buy cement, sand, nails and timber, these will be used to repair our house. The remainder of the transfers we will buy two oxen and an plowing machine to used in our farm." (Country: Kenya)

"I am planning to buy nails, timber and iron sheets with the first transfer. The second transfer transfer we will buy cement and sand, these materials will be used to build ourselves a better house. The last transfer we shall use to purchase oxen and a plowing machine so we can have an easier time tilling our farm." (Country: Kenya)

"I have planned to rebuild my house and buy a few house hold furniture's." (Country: Kenya)

"I have planned to pay school fees and buy a new boat to use for fishing activities." (Country: Kenya)

"I have planned to build a house for my son who can not build for himself." (Country: Kenya)

"I have planned to rebuild my house and buy house hold furniture's." (Country: Kenya)

"We have planned to rebuild our house and set up a small business for my wife." (Country: Kenya)

"I am planning to spend my transfer on building a toilet, I will also buy two bulls for ploughing my farm and one dairy cow. The remaining amount I will spend on paying school fees for my children who are in secondary school and also to buy some wire mesh so that I can fence my home." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my three children where one is in Eldoret University, the other is in Kabianga University and other in Mawego Technical. I will use part of the transfer to increase my stock of chicken where I can sell them and get food to eat." (Country: Kenya)