"I am planning to use my transfer on horticultural farming so that I have a reliable source of income, invest in livestock rearing to be able to educate my children in future and spend the remaining amount on school fee." (Country: Kenya)

"I am planning to use my transfer on my son's secondary school fee, invest in livestock rearing so as to be able to educate other children in future, build a new house because where I live is swampy and my house is slowly sinking." (Country: Kenya)

"I would like to use part of the transfer to cement my house to make it look better. Finally l would l would wish to buy household items in my house." (Country: Kenya)

"I would like to pay school fees for my three children in high school. Secondly l would wish to cement the floor of my house to avoid dust. Finally l would like to dig a pit latrine for my family." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my children who are in secondary school. Secondly I would wish to build a kitchen to act as sleeping room for my children and for preparing meals for my family. Finally l would like to build a pit latrine to improve our health." (Country: Kenya)

"I would like to use part of the transfer to expand my business to generate more income to sustain my family. Secondly l would wish to pay school fees for my children who are in high school. Finally l would like to buy water tank because we have water problem." (Country: Kenya)

"I would like to use part of the transfer to buy a sewing machine to enable to do tailoring to generate income to support my family. Secondly l would wish to build a new house because my house is leaking and is very small. Finally l would like to buy household items for my family." (Country: Kenya)

"We plan to build a new home, buy fishing materials like fishing nets because my husband is a fisherman." (Country: Kenya)

"We plan to buy beddings, furniture and to expand our house. My husband also plans to pay dowry." (Country: Kenya)

"I plan to plaster the walls and floor of our house and the toilet. I also plan to pay school fees." (Country: Kenya)