"I plan to spend the transfer on school fees. I also plan to spend the transfer to repair my house. I also plan to use the remaining balance to start a small business that would boost my income and therefore support my family." (Country: Kenya)

"I would like to use part of the transfer to plaster my house because I have limited time to frequently maintain my house. Secondly l would wish to build a kitchen to help in preparation of meals. I would also like to build a pit latrine for my family. Finally l would like to buy a cow to act as security incase of any emergency." (Country: Kenya)

"I would like to use part of the transfer to improve my since it is not in a a good condition. Secondly I would wish to fence my compound in order to enhance security. Lastly I would like to do poultry farming to generate income to support my family." (Country: Kenya)

"I would like to use part of the transfer to build a new home since we are stay just in rental house. Secondly l would wish to pay school fees for my daughter who is joining form one and my son who is joining technical college. Finally l would like to buy household items." (Country: Kenya)

"I would like to use the first transfer to buy household items. Secondly l would wish to buy oxen to help do farming. Lastly l would like to use the rest of the money to buy motorbike to help generate income to support my family." (Country: Kenya)

"I would like to use part of the transfer to expand my business to generate more income. Secondly l would wish to buy oxen to enable plough my farm. I would also like to to plaster my house to avoid frequent maintance which is very expensive. Finally l would like to use the rest of the money to buy household items to improve the life of my family." (Country: Kenya)

"I am planning to use my funds on my children's school fee and start poultry business so that I have a reliable source of income." (Country: Kenya)

"I am planning to use my transfer to assist my spouse to pay his college fee, expand my soda and tailoring business so that I have a reliable source of income." (Country: Kenya)

"I am planning to expand my house because its small, buy household furniture, and pay my daughter's school fee." (Country: Kenya)

"I am planning to expand my poultry business by buying more chick's, build a new kitchen and pay my children's school fee." (Country: Kenya)