"We plan to build a house and to pay school fees." (Country: Kenya)

"We would like to build a new house because this one is not decent. We would also like to buy some dairy cows that will produce large quantities of milk for consumption as well as for sale." (Country: Kenya)

"We would like to build and own a house since we don't have one. We would also like to set up a business of selling kerosene because we want something that will generate some income for us." (Country: Kenya)

"My first plan is to spend a portion of this transfer on school fees because I have a son who is supposed to join college. My second plan is to plaster my house and buy some household items and some clothes." (Country: Kenya)

"I would wish to buy a motorbike because it will aid in transporting customers from the village to kendu town hence it will be a good source of income for my family." (Country: Kenya)

"I would like to spend a portion of my transfer on school fees. I would also like to purchase two bulls and an ox-plough that will aid in farming. Lastly, I stay some few kilometers away from the main source of water hence I would like to buy a donkey that will help me transport water from the source to my compound." (Country: Kenya)

"I plan to spend the transfer to construct a bigger house. I also plan to spend the transfer on furniture. I also plan to buy oxen plough to help me during farming. I also plan to use the remaining balance to start a small business. I also plan to use the transfer to pay bride price required by my in-laws." (Country: Kenya)

"I plan to spend the transfer to construct a bigger house to accommodate my big family. I also plan to spend the transfer to pay school fees for my children( two in college and three in high school). If some cash remains, I will use it to start a business." (Country: Kenya)

"I plan to spend the transfer to pay school fees for my three daughters in college and one daughter in high school. I also plan to use the remaining balance to start a small business that would add value to my income." (Country: Kenya)

"I plan to spend the transfer on school fees for my child in high school. I also plan to plaster my house and buy steel door and windows." (Country: Kenya)