"When I receive this money, we shall use part of it to build and also complete the payment of the piece of land."

"When I receive this money, I will build a house and buy some cows."

"I used my most recent transfer to pay school fees for my daughter. I received the money at a time when I had not paid all her school fees. I have been struggling to pay her school fees and also meet other family basic needs with the little income I got from my business. At times she was sent home to collect school fees and this lowered her performance."

"The biggest difference in my daily life is that I can now get more income from the business. In the past I used to get little income since the initial capital was small. I used my transfer to boost my business and the income has increased. I no longer struggle to pay school fees for my child since the income from the business is enough to meet all my family needs."

"I am planning to pay school fees for my children for the whole year. I am hoping to get money through the proceeds and the transfer. Rainy season is fast approaching whicch is going to greatly affect my business in a negative way. April being a rainy season is not good for my business. The place where I am based usually floods, the customers cant access the place really well. The proceeds during this period will be low and I am preparing in advance for the same through paying my children's fees in advance. Earlier on they used to stay home a lot due to lack of school fees."

"I used my most recent transfer to buy three pigs. I decided on pig farming because their gestation period is short hence can increase in number within a short period. The mortality rate of piglets is also low hence easier to main when they give birth. This is a good investment since I will sell the pigs in future to earn an income. I also used part of my transfers to pay school fees for my brother who was joining form one. My parents could not raise all the school fees since they depend on the little income they get from casual jobs. I also bought iron sheets since I am planning to build a house at home. Currently I do not have a house and this the best time to build using part of my transfers."

"I spent my most recent transfers to expand my business. I sell men's trousers in Mathare since December last year, 2018. I hawk these trousers around Mathare. I used to sell sweets around Mathare in Blue House area near Eastleigh estate. I have always admired to sell clothes but I had no capital to start this business. I am very grateful to Give Directly for providing me with capital to start this business. My business is doing well and I get some savings out of this business as well as providing for my children."

"I spent part of my most recent transfers to meet my daily needs such as meals, while the rest I saved in a fixed bank account for a future business venture. I save 3000 KES every month with the hope of raising about 50000 KES for a fruit and grocery business. I hope to begin a fruit and grocer shop in my neighborhood in Mathare 3A village. I am currently employed as a shop assistant in the Central Business District whereby I sell electrical accessories. I have been employed here for the past four years. I would like to start my own business because employment can be unreliable and one can get sacked anytime. I hope to raise enough money soon so I can begin this business."

"In the next six months, I expect to have cemented the floor of my house and I will no longer be subjected to dust-related health risks such as infection by jiggers. My house will be more decent and this will make me feel comfortable and at peace to have visitors around. I had been afraid even to request my relatives to visit me since I feared that some of them could be affected by dust which emanates from the floor of my house especially when I take a long time before I smear it with cow-dung."

"I spend my most recent transfer to buy a cow and an oxen. This is a good investment since my neighbors hire the oxen for ploughing hence a source of income. The cow is a source of milk to my family and I can sell the surplus to earn an income. I will thus save the money that I would have used to buy milk and use it to meet other family basic needs. I will also sell the calves in future to pay school fees for my siblings."