"In six months time, I hope I will have cleared my school fees so that I can use the rest of my transfers to improve my lifestyle by purchasing personal requirements such as clothes and shoes. At my age, it is quite embarrassing that I do not have any decent clothes even to wear to church. I hope I will be able to do all this once I am done paying my school fees."

"In the six months, I would want to buy a cow. This is because I know with this, my family will be elevated from poverty which has been our burden since I got married. I would want to change the story of my life with GD transfers. I would not want to go back to where I was before the transfers."

"I expect my life to change for the better in the next six months because I believe I will be having enough water from the tank. The time which I would have wasted fetching water can be spent to do other things such as farming."

"In the next six months, I would want to buy a cow. I would want to use the cow to pay my dowry. Since my husband died before paying my dowry and according to our custom, it has to be paid. I would want to buy the cows and give one of my in-laws to visit my home and fulfil this right."

"I expect my life to change to the better in the next six months in that I will have finished renovating my house. Having finished the renovation will allow me to concentrate on doing other things such putting more effort and time on my farm activities. I am also planning to buy a water tank for water harvesting and storing rain water."

"I expect my life to change for the better in the next six months. I am optimistic that the dairy cow I have bought will have reproduced. I will be having enough milk for my family and selling the surplus. I also believe that my business will have grown. This will boost my income. I now depend on casual work from tea plantation but I believe that by then I will not be working there because I believe the income I will be getting from the investment will be enough to cater for my family needs."

"My goal is to open a salon. I will save part of my monthly transfers in table banking and will use the savings to open the salon in future after I completed the hairdressing course. This will be a source of income and I will be able to help my husband to provide some of the family basic needs."

"I hope that by this time I will have enlarged my current house so that my children will have their own separate bedroom. This will give us more privacy as a family even on those occasions that we receive visitors."

"In the next six months, I expect to be able to accumulate more funds in time to pay school fees for my children. Top on my priority list of things that I want to do is to give the best education to my children. I also have plans of buying more goats that I can resale later to get enough money to buy a dairy cow."

"My life is currently different in that I am financially stable. The income from my business is enough to meet all my basic needs. I used to depend on casual jobs before receiving my transfers and the income I got was not enough to cater all my basic needs such as food. I am now happy since I no longer depend on casual jobs and I do not struggle to provide for my family."