"It was seven o'clock in the morning when I woke up to the good news that I have received money from Give Directly. I was so happy since I knew that I will no longer depend on my cousin and I will move to my house. I prayed and thank God since I was not expecting to get the money on that day."

"My goal is to build my brand in photography. This would mean a larger client base and hence more proceeds. The transfers are going to cater for buying equpmnets and other necessities around building my brand."

"The biggest difference in my life is that I started large scale farming of onions. My father was already doing farming and I used to really admire the business since he gets lots of profit. The challenge that I had was capital to start farming. When I got the transfers I bought seedlings and planted them. At the moment they are only one month away from harvesting. It is an acre and as soon as I harvest them I am going to get lots of money. Having certainty of a brighter future through large scale farming gives me joy."

"After receiving the transfer my focus became starting a business on my own. I have already I am planning to expand my butchery business. To make it bigger and hence increase proceeds."

"I expect top buy a goat within the next few months so that I can be able to get future economic benefit from it. Once I start the rearing process I know that the goat will give more than once and whenever I will feel that I am stuck financially, I will have the opportunity to sell them out and definitely make some money from such transactions.The long term vision could also include selling out the goats in the unforeseeable future once their population increases significantly, then buying a cow to replace the goats. Cows are known for their milk production which is a very essential thing in human life. Once I have enough supply of milk, I will not have to be buying milk from other people in the village like I do right now. Finally,keeping animals such as a goat also comes as a source of pride according to our culture and tradition."

"I expect my life to change in the next six months in that I will have bought more livestock. I know that when I achieve this goal, I will be able to sell some of them and use them money to take care of my needs and emergencies easily."

"I am working hard to ensure that in the next six months, my chicken project is up and running. I hope that the money I will be making from egg-supply will change my life by enabling me to open another business(Welding workshop) Which requires more money to set up. With that workshop open, I know that all my financial problems will be solved because it is a very lucrative business that will be earning me money."

"I hope that in six months time, I will have completed plastering the inner part of my house. It is such an embarrassment considering that I do house construction yet my house is in such a sorry state."

"In the next six months, I expect to use my transfers to plaster my house. I am advanced in age and smearing the flour of my house with cow dung is always a tedious work because I always need to do that twice a month. I shall, therefore, not be affected by specks of dust which has been making me suffer from respiratory problems."

"My expectaion in the near future is to be financially stable. I want to reach a point where I can pay my children's school fees comfortably without worry. I want to generally improve our lifestyle as family."