"Life is different than it would have been because I have land to cultivate, a bull to sell incase of money crisis at home, and I sleep better with a mattress. Before, I didn't have land to cultivate food crops, no livestock as an asset, and my dressing was poor without enough clothes, no mattress in the house."

"My life is different in that I now have comfortable sleep in an iron sheet roofed house with a bed, mattress and bedsheets which would have past my life without experiencing it. Before, I used to sleep under a leaking grass thatched house with a mat without covering but with my clothes only."

"Life is different in that I am happy to have built an iron sheet roofed house, because it has become difficult to find roofing grass every year, the bulls bought ease the work of ploughing gardens without spending money that would been the case when hiring oxen. Those were my major issues before I enrolled to receive these transfers. "

"Receiving this money means that I will be able to build ron-roofed house. My household will be able to cut costs involved in maintaining grass-thatched. Therefore I will be able to save some money spend on maintaing grass-thatched roof for providing basic needs like food, Education and treatment to my family members."

"The biggest hardship I face currently is lack of money . My spouse borrowed money from a friend for buying a peice of land and is a big stressing factor in my family . We have sleepless nights since the owner needs it."

"The biggest hardship that I am faced with is lack of oxen. Since I don't have my own to support in farming, I am forced to wait until I can hire. Some times I wait so much that even when I plant, I am not able to get good yields hence food shortage."

"When I receive this money, I will build a low cost ironsheets house because currently replacing grass on the house is expensive. There is scarcity of thatching grass in the region because of prolonged dry spells. My husband staked some piece of land as collateral for getting a loan to pay some dowry to my parents. So, this will be an opportunity for us to pay back the money and regain our piece of land."

"The biggest hardship that I am faced with is poverty. Being a single parent, I have the responsibility of taking care of all my household needs as an individual and yet there is no clear source of income. The little that I am able to earn from whatever small work that I engage in is spent on providing atleast basic needs for the family. This leaves me with nothing to save hence poverty. "

"The biggest hardship I have faced is lack of money to buy my own agticultural land. I spend money on renting land and these attimes lives me with nothing to buy food and other basic needs."

"Receiving this money means I will be able to build an iron roofed house. My current sleeping house is very small and worst of all, it leeks. I have not been able to buy grass to thatch it better due to it's scarcity and the fact that it is expesive. I believe when this money comes, I should be in position to get a descent accommodation. "