"I expect my life to change in the next six months in that I will have saved some of the transfer to buy a heifer. This will be my happiness because I admire to own one soon."

"My life is now different in that, I have built a better house and own livestock. Previously, I couldn't afford to build and to buy livestock. With this cow, I can depend on it in the near future."

"My life has changed in that, I sleep in an iron roofed house. In the past, sleeping in a thatched proved too costly for me. This is because I needed to renovate it annually yet very expensively as well."

"My life has improved in that, I own livestock and managed to rent land for agriculture. In the past, I never had source of income and couldn't afford the things I currently have."

"My life has changed because I have started transportation business which has always enabled me to provide basic needs like treatment and food for my family. In the past, I had to look for casual labour to meet my family needs."

"My life has changed because I can afford to buy anything I need in my house like food, clothing and treament. Previously, I used to do casual work in order to get good. Secondly, I own a plot of land which I will set up my home in future. Currently, I'm still staying with my parents in-law."

"I expect my life to change in the next six months in that I would have saved some money to buy all the braids and other cosmetics needed, I will also have employed two staff at my shop to work for me."

"I wish to venture into livestock farming by buying more livestock for rearing as a financial security of my family. I wish to buy fishing tools to equip me so that I stop working for someone and depend on my self-employment to raise income for my family.I expect to pay school fees for my child who will sit his exams the end of year."

"I want to save and buy building materials i.e cement and sand that I plan to use in plastering my kitchen. I will have a better place to cook and my children will have a place to sleep without fear of the rains."

"I have an idea of starting up another business where I will be buying second-hand clothes in bulk at wholesale prices and then later re-selling them at retail prices. Through such kind of a business, I should be able to make an extra coin from my business every single month."