"Waking up in the morning while I have no any opportunity to venture into is my biggest challenge. The only job I do most as at today is masonry labour but it's availability is inconsistent. Sometimes, I am forced to stay idle the whole day yet I am expected to bring home food for the family. Therefore, lack of reliable source of income is my biggest hardship."

"With the passing on of my co-wife few years ago, I was left with the responsibility of taking care of her 2 children and 3 of my own. With only two sources of income now, I and my husband's, we have had to struggle even more to meet our family's needs of food and education because the incomes are very little and unreliable. The situation is so bad such that I have been unable to take my son to secondary school after completing his primary education last year. He now operates a motorcycle taxi so that he can raise enough money to sponsor himself to college where he plans to acquire welding skills. "

"In adequate food in the house is my biggest hardship. We as a family, eat once a day. This makes you weak and you cannot do much work for the day."

"My life has improved because I own an ox which has helped me to plough my farms. Before this transfer, I used to hire from community members which was costly. In addition, I have paid school fees for my children who are in secondary. In the past, we used to depend on farming and loans to pay fees and requirements."

"My life is better because I bought an ox which has enabled me to cultivate on time. In the past, I used to cultivate late because I had to wait untill when the owners complete to plough. Secondly, I now use my bicycle for collecting water. In the past, I had to carry the Jerrycan on my head for a long distance."

"My life has changed because I'm sleeping in permanent house which is very spacious. Before, I slept in a leaking thatched house which was very small for me and the children."

"My life has changed because my produce are secure because I built permanent store which is at same time a kitchen. Previously, the rains would spoil my produce because it was a leaking thatched store which I could not renovate because the grass was scarce and very expensive."

"My life has changed because I have got things which I never had like mattress and a bed. I now sleep very well. Previously, I slept on hard mat. In addition, I have repossessed my piece of land and I have built on my permanent house. Prior to this transfer we could not settle that debt or build because the space was not enough."

"My life has improved because I'm now sleeping well on my bed. Previously, I used to sleep on a sock and I used to put grass inside to make it soft. Secondly, I now own Livestock ( 3 cows) which will soon give me milk for home consumption and sell. In the past, I used to just buy milk which was expensive."

"Receiving this money means that I will buy oxen for ploughing. With this oxen, I would plough a large piece of land and cultivate more crops which can be sold to fetch money for my family. The oxen ca also be hired by other people who do not have and they would pay money to the family for the service.The balance of the money would be used to complete dowery for my wife."