"I expect my life to change in the next six months because I will have finished repairing and furnishing my house. I am planning to complete plastering my house using the coming transfer. I have decided to plaster my house because it will last longer. Maintaining a plastered floor is also very easy and less tiresome. It usually takes a short time to clean a plastered floor. I will also never be worried about smearing it every now and then."

"My next goal is to ensure I get a good harvest. I am doing everything to ensure everything is done at the right time and the necessary inputs have been used. This will ensure that we have enough food for a better part of the year and I would not need to spend too much money on food. I can even sell some the extra sacks to help me earn money. I will add it to my savings and later buy a piece of land once I have accumulated enough money"

"I expect my life to change in the next six months because I will have started a business. I am planning to sell second-hand clothes. I have hopes that this business will do well because a few people are doing this business at the moment which means it still has market but my strategy will be to move from one household to the next so as to get more customers. Most people in this areas are farmers, very few are into business. Currently, I am a casual laborer at a construction site. It is normally not very hectic but it helps me settle some of my bills although is has not been enough. I am hoping that my business will do well and stop depending on casual jobs to survive."

"My future goal is to start a business. Once I buy a dairy cow in the next few months, I will be saving the profits I get from selling the cow's milk. I thought that dairy keeping it may not entirely support me and my children as a source of income considering that I am doing it on a low scale. Therefore, I thought of having another source of income and right now I am still thinking of the best business that I can run that will be efficient in our local market. Meanwhile, I will continue saving whatever I can to ensure I have enough capital to start a business."

"Since my husband and I are still both young and vibrant, we have decided to enrol in driving and tailoring colleges respectively and equip ourselves with skills that will help us generate income for our family. The income will go towards food, medication, savings for our children's education and other basic needs. "

"Receiving this money means reuniting a family that has been living separately for a couple of years in search of income. I will now be able to move my family back here and take care of them. I plan to join driving school which has been my dream for the longest time. With the skills acquired, I will be able to earn income that can meet our basic needs. I will also start a grocery shop for my wife to supplement our earnings. "

"I expect some changes in my life which include buying livestock at the end of each month so that my stock of livestock increases significantly over the next six months. The more the number of goats that I will have, the higher the income I will generate once I sell them out."

"The biggest hardship I face is lack of enough money. My family leaves in absolute poverty since I do depend on farming as a main income generatiing activity. This is always very season and requires earlier planting which my family can not afford due to lack of money."

"It was on Tuesday at 12:00 noon when I received the message, first I couldn't believe my eyes because it was my first time receiving such a huge amount of money. I was over excited and I couldn't control my joy."

"My husband abandoned his responsibilities on me something that has forced me to burn and sell charcoal in order to feed myself. This business is very tiresome due to it's laborious nature and therefore, lack of reliable source of income is my biggest hardship."