"The biggest hardship I have faced in my life is having to struggle during this hard economic times due to lack of money.I believe this could be better if I had completed my secondary studies and joined college.This could help me get employed.I did not complete my studies due to lack of school fees.I did not proceed past primary school.I am also struggling because my husband is a drunkard and I get little support from him. "

"I have a house that I had started building but it stalled due to lack of money. It is actually a shell house that I will build to completion when I receive the GD transfers. This is going to be a great chance for me to also own a house after a long time of living in a house that my father gave me. I will also buy some bulls and an ox-plough to help in minimizing the hiring cost to plough the land."

"Since I have been running a lot of successful projects at home since I started receiving the transfers, I am determined that In the next six months I will have completed the establishment of the poultry farming unit. I have put forward this scheme with the profitability which comes with it in mind. I have seen from my other neighbors who started some months ago, theirs are fully established now and they are earning from the project. I also expect that in the next six months I would have completed the establishment of my project."

"My expectation in the near future is to buy a dairy cow. Once my poultry farm is well established and generating some good proceeds plan to save the proceeds and buy a dairy cow. I think it is one of the best projects around because of the good profits it generates. I know it won't be easy but I am committed to own one very soon."

"The biggest hardship I have faced in my life is lack of money to buy my family good meals and also cater for other family basic needs."

"My first priority is to start a butchery. I have a house where I stay which I had rented it and mainly used as a butchery. It will provides a ready market for my business since people know that place. Due to high population in my area, I expect to make alot of profit in return. Secondly, I will support my wife's cosmetic shop. That work that has kept us going since our house burned down after fire broke out in our residence in February. Thirdly, I will support my children education. This will enable them to have a bright future because education is the key to success. They will be able to compete in the job market and be able to sustain their lives. "

"My ambition is to become a successful businessman in future. I would want to sell shoes in bulk. I will buy second hand shoes in Gikomba market and be able to sell in the local markets around the country. I hope to maximize the profit I get from the sale of this business . This will help to improve my life and be able to sustain my life and that of my family in future."

"My ambition is to start a children home. I have a passion of helping the less fortunate in the society. I would want them to have a place they can call home. I will be able to provide them with food, shelter, clothing and education. Many of them have been neglected in the society leading them to spend nights in cold. Some fall sick and cannot access good medication, therefore, succumbing to death. Opening up a home will help them achieve their goals, open up their minds and become productive people in our society."

"I have a great expectation in the next six months. according to the plans laid down at the money, it's clear that by then I would have purchased a sheep. I am currently saving towards it so that I would add that savings with one of the month's transfer and use on purchasing."

"I was informed by a neighbour early in the morning that money had been sent to us, and because I could not read and comprehend the messages on my phone, I curiously called my helper who confirmed to me that indeed money had been sent into my Mpesa account. I was overwhelmed with joy and rejoiced with my children for the fortune."