"I expect my life to change in that I shall have bought a dairy cow for the family and bring and end to the endless buying of milk for the family. I also expect that we shall have finished paying the debts owed to us on a tea plantation and be able to start other meaningful family investments that will help us a lot in raising the living standards of our family."

"I expect to have started pig rearing and God willingly I will be earning more income this will improve my living standards and those of my family members."

"I expect my life to change in that I expect to have more assets for the family and be able to meet some of the most basic needs for my them without having to worry on where I can get casual jobs to give me the money needed. This shall as well mean that I will be raising a happy family."

"Having started my small shop business it will act an additional source of income hence I would be able to pay school fees for my school going children with much ease."

"My new goal for the next four months is to save money and pay school fees for my children so that they will be able to pursue their dream without any interference."

"In the next six months I expect the living standards of my family to rise and generally have more assets for the family in terms of livestock and other family assets. This will definitely make us a happy family in the long run. I have plans of selling the assets that shall have been accumulated then and be able to buy a piece of land."

"I expect my life to change in that I will have more assets for the family and therefore a rise in the living standards of my family. Once I buy the dairy cow then we will have enough milk supply for both consumption while we sell the surplus produced."

"Due to my current job status, I have great hope and expectation that in the next six months my timber yard will be fully established. I am planning to hire someone who will be working in the yard to ensure that it is always opened in the morning and closed in the evening While I will be going to my routine work to source timber."

"The worst and most embarrassing moments of my life was walking to my neighbors compound the first thing in the morning whenever I wake up to use their toilets. It was even worse whenever I got the toilets locked and this was a daily routine for three good years. This meant that I had to walk to the nearest market center to use the available toilets. I'm happy and proud I'm not in this condition anymore because, through the GD transfers, I was able to construct a decent toilet."

"In the next six months, l expect to have bought the solar system and using it instead of electricity. This will be cheaper on my side as I will not spend a lot of money paying the electricity bill."