"Recieving this money means I will be in position to purchase some piece of land and build a house.The land we have is not enough for agricultural cultivation and in most cases we just hire land to cultivate."

"Recieving this means that my life will change in the way that I will be able to fill in the gaps such as completing my house and make it more decent for my living, educate my children and also get back the land I morgaged when I picked up alone.These challenges have been stressing my life."

"The biggest hardship is majorly lack of productivity or something to engage into so as to earn money.Life is so challenging especially feeding and medical treatment of my family members which some times forces me to go into casual labour activities though its less paying but just to keep my family moving."

"My top concern is gang violence/crime and drug abuse because I live in an area where drug abuse is rampant. My area of residence is in Nigeria in Mlango kubwa Mathare. Young men and women have engaged in drugs abuse and I fear for the future of my children. There are plenty of used injections left all over the ground,children might use them and this is very dangerous. There are various gang groups who terrorize the residents and almost every night police arrests and killings happen here. I do not want my children to ever face such challenges in life and that is why I want the best life for them."

"My top concern is unemployment because I work in the casual sector industry as a casual labourer. I have no job security because as a group we all depend on the money we collect and most of the time it barely puts food on my table, so I have to work two or three jobs instead. My other job involves touting, I collect fare and ask people to use public vehicles service but since the job is readily available, everyone fights for their shift. As a tout I also face police arrest and brutality and I have been arrested before for that. All these challenges make me worry that I will not have enough capital for my sustainability."

"The biggest hardship I face is lack of money to help my family acomplish it plans. I have a feeling of rearing goasts that can be a secoure of earning. I will be selling this goasts to realise money for providing basic needs to my family members."

"The biggest hardship that I am faced with is lack of money. I have only one house which I have to share with all my children. I have failed to build another because there is no money. My children have grown up and sharing a house with them is just very inconviniencing. "

"The biggest hardship that I am faced with is lack of money. I use someone else's motorcycle to do boda-boda business but this does not reward. Usually, the owner of the bike expects his share at the end of every week. The ammount of money that I present to him determines how much he will pay me. At a period when bussines is not so good, I suffer the lose which the boss can never understand. I really have to work hard to please the boss but this does not benefit my family. I just do this because I don't have an option but it is not the best."

"Receiving this money means that I will be in position to invest in to my business. I deal in agro- business of planting and raising seedlings, however lack of money to expand it has been a challenge. Once I improve on this, my sells will increase. This will make me earn some good money that can help in improvement of my house hold standards."

"The biggest hardship that I am faced with is lack of farm land. My father has only a small piece of land which he has to share among the many children that he has. This land is never enough to sustain life. I can not farm as expected. As I speak now, I don't have food in the house because there is no where for me to cultivate. "