"My husband is a trained Vetinary Officer and he has been looking for employment for the last 7 years unsuccessfully. At the beginning of this year 2020 we took a loan of $200 from a local SACCO to enable him start a Vet Clinic in a nearby town. The clinic has grown tremendously since then though we are yet to repay the loan in full. With these transfers we would like to to repay the loan in full and invest half of it in this business because it has really helped us and we hope it will help us even more."

"Receiving this money means educating my son. My husband died long ago when my children were still young and left me the responsibility of raising 5 children single handedly. Due to the nature of my income, I was not able to see them through secondary education. However, I consider my last born lucky because this program has come at a time when he needs fees to continue with school. To achieve my dream, I will purchase goats that will continue to finance his education in the long term."

"I am hairdresser by profession but I have not been practising it fully due to lack of equipment and good space. The much I do is serving my clients at my house and I offer very limited services. My ambition has always been to start a salon business in my village because people travel all the way to Bamba, for services that require tools like a hair dryer. Receiving this money therefore means achieving my dream of becoming an independent woman and save myself the agony of depending on my husband fully for a living."

"Iam veryvery happy"

"The end of my marriage"

"The biggest hardship in my life is food insecurity and hunger. My annual harvest in my farm isn't that pleasing and can not sustain my family."

"Receiving this money means a lot to me as a person. First, I will use half of the money on buying a lactating cow and the rest to food. Since 2014 when I started living in this household we have never had a cow of our own."

"The biggest hardship in our life is the lack of a stable income. Due to prolonged drought, we shifted from subsistence farming and my husband started trading in livestock. This has not been enough to cater for family basic needs and school fees. We have a child at the secondary level and four others at the primary level. Yearly we are supposed to pay around 35,000 shillings as school fees and the income my husband gets from his small business is around 4000 shillings a month."

"Getting a stable source of income is what has been my biggest hardship. I used to do casual jobs before I started operating a motorcycle taxi. Casual jobs paid very less and were unreliable. For the motorcycle taxi business,I earn very little because I do not own the motorcycle. At the end of the day,I have to give 3 USD to the owner while I remain with 5 USD on a good day. This is very little for me considering I have my wife and child to feed and cater for their other needs."

"I have one son who is a teenager yet we still sleep under the same roof. According to our culture, grown up children are not supposed to sleep in the same house with their parents but circumstances have forced us to. Receiving this money will enable me to build a two-roomed house for him. I will buy 24 pieces of iron sheets at the cost of 500 shillings and 20 pieces of roofing frames at the cost of shillings 300 each and buy household furniture."