"Living communally comes with many challenges. It comes with hate and quarrels most of the time from other family members. This money will help me get away from all this and have peace of mind. I will buy a one acre piece of land which will cost me between 500-600 USD. I will build a house and shift with my spouse and children. I will be able to farm peacefully and get relieved from emotional stress."

"I was planning on getting married last year. Along the way around December, my mother underwent a heart surgery which diminished most of our fortunes, especially livestock. With a hospital bill of about $4,000, we held a fundraiser and sold our cattle to foot the astronomical bill. My plans to get married were shattered as my supposed dowry in form of cattle were no more. My biggest worry is that it would take a longer while before I could get to be with the love of my life."

"Maize farming play a major role in the food security of many farmers in my village. When I spent a whopping $150 last year to grow maize on my 3-acre piece of land, I had hopes of reaping big. To my unpleasant disappointment, the whole farm was reduced to ruins of stunted growth due to prolonged drought thanks to living in a semi arid area. For the third year in a row, we are forced to part with $1.6 a day to buy maize for consumption to sustain our family of 8. Life is hard!"

"My life is now different than it would have been if I had never received my transfer in that I have advanced my farming. Through the transfer, l am now ploughing my farm in time using ox-plough, I non longer use my hands in ploughing my farm and assured of more harvest. I also built a separate house for my children. This has restored the privacy that I had missed for many years."

"Lack of finances is my biggest challenge at the moment. In order for me to feed my family, I have to rely on casual labor such as weeding other people's farms. At the end of the day I get approximately 200 shillings which is not enough to meet our basic needs. I however believe that better days are coming because no situation is permanent."

"I have wished to purchase a 10,000 litre water storage tank costing approximately KSH 20000 to 30000 Shillings. This is because I have to travel about 2 kilometres everyday to fetch drinking water from a community school tank. Receiving this money therefore is a big boost for me because I will not only buy a water storage tank but I will also be able to buy a barbed wire so that I can fence my farm."

"The biggest hardship is sickness. I was bitten by a snake 6 years ago but since then I've had many complications in relation to my health. I have visited several hospitals with no hope of getting better."

"The biggest hardship I have faced in my life is inability to cater for my child's college fees. For some time now, I have been unable to raise the school fees which has seen him miss some exams."

"The biggest hardship in my life has been lack of enough money to sustain my family. This has been attributed buy my underperforming silver cyprinid business."

"Food insecurity is generally the biggest hardship that I have ever faced in my life. As a woman, I am not expected to engage in male-dominated jobs like construction work but I am forced to doing this job to get money for food. This job is very energy-intensive and also its payment is low especial to the casual laborers. Hence, my daily earning is very minimal and also inconsistent."