"At the moment, I am planning to open a cosmetic shop and a saloon which I will be operating it. I will operate these two businesses in the same building so that someone who wants to come to saloon can buy anything she needs from my cosmetic shop. With this, I will also be able to market my saloon as well as my cosmetic shop to my different customers who will visit either of my shops."

"I believe through education I will be a greater person in my society, hence in the next six months, I shall have saved enough money to enroll in college and pursue my goal of furthering my education."

"The biggest difference in my daily life is that my daily income has now increased. This is because I was able to add some stock to my business thus I now have a variety of clothes to sell. I have also been using my profits to buy stock every week thus making my customers visit my shop frequently since they know that they will always find some new clothes. Because of this, my daily sales have now increased unlike before when a day would pass without me selling even a single item."

"Receiving this money means that I will be able to expand my business of selling sardines(small fish)beyond our local market of Bamba to bigger markets in Mariakani and Mombasa.For a very long time, my friends who are very successful in the business have been urging me to join them but i always hesitated because i did not have the needed capital to expand much as i greatly admired their achievements.Now thanks to this transfers,i can see my dream of becoming a successful business woman coming true.With the proceeds, I will be able to finish building my current unfinished house for my family and also educate my children."

"Family wrangles and domestic violence directed towards my family and I by my in laws has been the greatest hardship that I have faced in my life. For a very long time,my brothers in law have been so much against my household and any development that we have tried to engage.The situation has become worse by my husband's constant absence since he works in Mombasa. Since last year,the situation became so bad when the family feud escalated to physical violence and verbal abuses.This prompted me to relocate my family to my current place of residence which is a borrowed parcel of land from a good Samaritan who saw our plight and took pity on us."

"My life is different than it would have been if I never received the transfers in that I spent part of it on buying a second-hand motorcycle for bodaboda business. Nowadays, I do not have to ride someone's motorcycle in order to earn a commission but instead use my own thus my income has greatly increased. I also spent my first transfer to build a three-roomed house at home where my family can spend on comfortably. In the past, we did not have a house hence we were spending at our neighbor's compound."

"Receiving this money means that I will finally be able to renovate my current house that is in a very bad state and also start a shop keeping business within my village to be earning my income every month.Currently my house lacks a roof because the one that I had was blown off by the wind and I have not been able to repair it due to lack of a stable source of income.whenever it rains or shines a lot,my family is forced to hurdle in one corner which I tried to repair and this affects me a lot."

"In the next six months, I will be able to get some money from table banking and I will use it to buy two sheep. This is because currently, I am depending only on the money I get from table banking to pay the school fees. I will be able to sell these sheep in future and pay school fees for my son. Maize in my farm will be ready for harvest after this period and my family will have enough food and I will sell the surplus to pay school fees."

"Receiving this money means that I will be able to buy oxen to support cultivation. "

"I expect my life to change in the next six months in that I am planning to start a new business where I sell shoes so as to earn more income.This is because currently I only depend on the Give Directly cash transfers to pay school fees for my children. Starting a new business will therefore bring in more income to my family hence I will be able to pay school fees and also cater for family needs such as food."