"My life has greatly improved in that, I bought a cow and built a permanent house. In the past, I wouldn't achieve all these because I lacked the finacial muscle to do so. With the cow, I hope to begin taking milk tea and the permanent house will be my first permanent room to stay in since I have been shifting from house to house over a long period of time."

"When I get this money, I will buy Oxen and an ox-plough for agriculture."

"The biggest hardship I face is lack of money for buying land to cultivate. "

"Receiving this money will enable me expand my agricultural land because I will part of the money to hire more land and buy some cows."

"When I receive this money, I will use some for bride price and also pay school fees."

" Life is different than it would have been because my health has greatly improved and I sleep better with a mattress.Before, I was so sick that movement was very difficult, but this money enabled me to receive proper medical attention. "

"The biggest hardship I face is lack of money for providing basic needs to my child,food ,clothing and so on."

"I spent my third transfer to buy two dairy cows and sheep. My cows have been providing me with milk so I no longer take black tea. I also sell the milk from my cows to make some money which has really helped me to pay school fees for my children. I am now capable of handling any financial emergency because I have livestock which I can sell to earn money."

"There is really a big difference in that I have been able to establish a poultry farming and my children are well set to study. With the poultry business, I am able to generate some revenue and pay school fees and meet other household needs. This was not the case before I started receiving the transfers. I used to work a janitor and money earned was too little to sustain my household."

"I expect my life to change in the next six months in that I will be able to save part of the transfer and start a fish vending business to make an extra income, with this income, I will be able to sustain my family's needs comfortably."