"The biggest hardship I face is poverty. I donot have any source of money buying land. This land I would be cultivating to get crop produce. Some of this i would be selling in exchange for money to solve other needs."

"Givedirectly transfers I will spend to build iron-roofed house for my family. I have suffered a lot from rates and termites that are always destroying my grass thatched roof every year. The house whenever it rains leaks and my children keep on getting pneumonia which is costly to treat."

"I am planning to save some money from the transfers in a merry-go-round towards buying more building materials that I will use in building a new house to accommodate my large family. By then I shall be having a new house which will be the envy of the village."

"The biggest hardship I face is lack of land. It therefore mean no where to cultivate crops hence my family members sleep many days without a meal in their stomachs."

"The biggest hardship I face is lack of enough land the had rendard my family food insecure. We eat once a day due to inadequate food."

"Receiving this money means that I have acquired support in hring land and ploughing because I will buy oxen for ploughing and hire some farm land hence good security."

"The biggest challenge I face is, I do not have enough land for cultivation of crops which would in turn support education of my children through the sale of produce."

"The biggest hardship I face is my disability which does not allow me to actively engage in productive work. I try to do some product in work but with a limitation. I am lame and I can not compete with the able bodied. "

"When I receive this money, I will go and seek proper medical care. I was poisoned 7 years ago and the long term effects are still recurring. I intend to do this because life is precious and I would also love to have a family but this is not possible if my health is compromised."

"My biggest hardship is that iam currently sick and there is no way that i can fully engage my self in garden work, yet i depend fully on subsitance farming for survival."