"That day my phone was off. However, the next day I heard my neighbours talking about the cash transfers. I hurried to charge my phone and checked my account. When I read the mobile money message, I felt very happy because this cash transfer was going to settle my debts and family responsibilities."

"My life has improved because I have got a piece of Agricultural land which I have already cleared. Three days from now I will plant g-nuts and cassava. I will no longer do casual labour in people's farms. Before the transfer, I could farm I used to do casual labour. In addition, I'm now sleeping well on mattress. Previously I slept on a mat."

"Since along with my family we eager to receive transfers, I kept checking my phone for the mobile money message but in vain. Until this night that I heard a message notification and checked. Only to see, it was from Mobile Money GiveDirectly. I felt happy at that moment that I knew I was definitely going to implement my plans of buying bulls."

"Combining the monthly transfers from GD to the profits that I will be making from the chicken project, I am sure that in the next six months, I will be able to achieve my life long dream of owning a dairy cow. I expect to be living a better life and even quitting the casual jobs completely to become a well-known farmer in my village who will be supplying the nearby markets with milk, eggs and chickens. This, of course, means more money and a generally improved lifestyle for my family."

"I received a mobile message at night but I did not read it. When I read the message, I could not believe it not until when I confirmed with my mobile account number. I felt very happy because the cash transfer was going to rebuild my life."

"The moment I received my money, I felt extremely happy that I had got money that would help me acquire my personal effects."

"The moment I received the transfer, I felt very happy and ululated because I was sure of acquiring an acre of land for Agriculture."

"The cash transfer came in at the time when I was too ill and paralyzed. My health has now stabilized because I was able to access medical treatment in time. This was a blessing to my family because we did not have money to access medical treatment."

"The moment I received the transfer I felt very happy. I had been sleeping and heard a message on my phone at 4:00 am. It woke me up and when I had read the message I realized the transfer was sent I felt really good and just went back on my bed but I could not sleep anymore. I was just thinking and rethinking of the things that I was going to purchase with the money."

"At night as I slept, I heard my phone message notification and on checking, it was from GiveDirectly indicating mobile money. At that moment, I felt so happy that I immediately started organizing on how to withdraw it and spend as planned."