"I am currently getting a lot of pressure from my wife and her parents to pay her dowry before the end of this year. I am not at ease because I am struggling to get all the requirements before December and at the same time trying to ensure that my family is also provided for. My father has agreed to support me by giving some of his livestock for the ceremony and I hope that it will take place as planned so that from next year, I can be free to invest my transfers on other projects."

"I expect that my life will have changed in the next six months in that I will have bought a heifer. Expanding my dairy farming will enable me to pay our bills on time. In addition to this, I believe that I will have improved my farming practices by adopting crop rotation. This will enable me to fully utilize my farm throughout the year. As a result of this, my family will have a continuous supply of food for consumption after selling part of it."

"My life will have changed in the next six months in that my family will be feeding well. I am also expecting that I will have built a shop where I will be selling my honey. I will also be selling some household necessities at this place. I will always set aside some amount from my sales so that I will later use it to achieve this."

"The pain of losing a mother at a very tender age of 15 years is something that is unimaginable, and life never prepares us for such kind of a horrifying ordeal. This happened to us four years ago, and as a firstborn girl child, I was forced to assume the duties and responsibilities of taking care of my younger siblings, so that my father could have ample time in securing better employment opportunities in Mombasa town. Every day, I have to ensure that my siblings get food and other motherly attention before I head to school. Given that I am also a student like them (currently at standard seven), responsibilities at home some times can be so overwhelming, and this has affected my grades a couple of times. Losing our mother was the biggest hardship in my life. It took away my teenage stage of life. "

"Having a good house that is spacious enough for the family has been the greatest desire of my life. At the moment, we share a very tiny house together with poultry and goats, and the congestion in here has offered a breeding place for pests that can be a predisposition factor to harmful conditions to the family. Therefore, when I receive the transfers, my main focus is house improvement. In addition, I intend to build a separate structure for poultry and goats. This will provide ample space for them to breed and thrive. Besides that, we plan to invest more in livestock particularly oxen. This will be my long term savings plan while at the same time using them for tillage on our farm. That is basically what receiving this money means to me."

"In the next six months I expect to have managed to save enough money and bought a mature dairy cow that will start producing very first."

"My biggest hardship is lack of income to meet my needs such as food and medical care for my failing health. Due to old age, I have been experiencing ill health such as poor eyesight and hearing problems. It has been my desire to seek medical treatment to improve my situation but the finances required have been hard to come by since I have no source of income. I entirely depend on my children for all my needs but they too have their own family responsibilities and have to prioritize them. "

"Receiving this money means meeting the educational needs of my children much easier than before. We have seven children in school, one being in private school and paying their fees has been a great hustle. We plan to invest in indigenous goats that we will rear here at home because they are easy to maintain in terms of water intake, grass and disease control. We will then be selling them as they mature whenever a financial need arises for example school fees and food. The rest will go into an account until my husband and I decide on the kind of business we would like to engage in as a more stable source of income. "

"Our household is polygamous with a family size of fifteen members. Considering that our husband is old and jobless, we face a lot of challenges in meeting our daily basic needs. This has forced me to do casual jobs in order to feed my children. Therefore, I consider the lack of a reliable source of income as my biggest hardship."

"The biggest difference in my daily life is the relief I feel as I was able to get treatment that I had failed to get in a very long time. Knowing that my life is greatly improving makes me extremely happy and thankful that I received this money."