"in the next six months, my life will have changed. I believe by that time, the dairy cow that I recently bought will have calved and so will have sufficient milk for my household consumption as well as for resale hence more income. I also believe my house construction will have kicked off and so expects a much happier life in future"

"My expectation in the next six months is that my life will change to be better. I believe my business will have picked up so well and so will cease working on casual labour for pay. My dairy cow will have also calved and that means I will no longer spend much on purchasing milk for my household consumption. I will also generate more income from the sale of surplus milk. Generally, I believe the wellbeing of my family will change to be better."

"I earn very little from my current job which leaves me without any choice but to depend on the transfers to pay for my bills and take care of other needs. I used most of the money I received this month to pay my rent of KES3000 and spent the rest on personal items such as a new trouser."

"I recently opened a Cosmetics shop which I have been trying to stock up by buying some of the items that have mostly been requested by my customers yet I still don't have. Most of my monthly transfers after I opened the business have been channelled towards stabilizing the business by buying new and more of existing stock, which is how I spent my most recent transfer."

"I have been selling ice cream for close to three years now, but having only one cooler has always made it hard for me to make a good amount during the hot seasons when the business booms which is a limitation for the business. My new plan is to save as much as I can during this cold season to enable me to buy an extra cooler. This is my way of preparing for the hot season ahead when I hope that I will fully benefit from the business as I will be able to make more ice cream."

"I had a plan of purchasing my own motorcycle as I am currently using a hired one at a daily fee of 500KES which is very costly for the taxi business that I run. This, however, has become tough because I am not able to make enough savings, and from my calculations, the program might even end before I achieve this goal. So I decided to start another business on second-hand clothes which was within the savings I had already made. My aim is to increase my daily savings from the business as well as the motorcycle business so that I can eventually realize my dream of purchasing my own motorcycle."

"In the next six months, I will have gotten married that means I will no longer make decisions as a bachelor anymore. Most of the plans that I have will have to go through a ''sieving machine'' before it is materialized. The thought of getting married has left me with mixed feelings. Kind of scared but excited at the same time. I hoping for the best. Besides that, my tea business will have grown as well and the revenue gap will have increased. This translates to financial freedom and generally a happy family."

"I lost my driving job only three months after I got enrolled in this program, but I did not have such a hard time during the period I had no source of income because the transfers kept me afloat by taking care of most of my needs. The transfers also enabled me to quickly set up business in selling shoes because only a month's transfer was enough capital for me to buy enough stock to start me off. Without the transfers, I am very sure I could not have managed to raise enough money to start the business and would still be struggling through casual jobs daily."

"I still remember that day very well, it was around 6 am when my son broke the news that GiveDirectly had debited my first transfer into my account. At first, I thought he was kidding. We joke a lot with him and I couldn't just believe him at that moment. When he insisted, I decided to take the phone and confirmed that the message was indeed true. I was so excited. I just wish you could see how elated I was. May they continue changing other people's because whatever they are doing revives hope to desperate families like ours."

"Having more cows will guarantee us to buy a piece of land very soon. With the sale of milk and the young ones, we can easily raise enough money to buy a good size of land. We are currently living on an inherited piece of land. We haven't been able to do much development in this land due to constant conflict with in-laws. We are thinking of buying land in a place further from here where we can rarely cross paths with our in-laws"