"The biggest hardship that I am faced with is inadequacy of money to do the things that would make my home a better place. I need a better and bigger house in my home but I don't have money to build one. My current house acts as a sleeping room as well as a store for food which is not healthy. "

"Receiving this money means I will be able to buy oxen that will support in cultivation and increase food productivity in my home. I will also pay school fees and provide scholastic materials for my children using this same money. This will earn them a better future especially when they have an opportunity to complete and be employed. "

"Receiving this money means I will be able to buy oxen that will support in cultivation, take care of the education needs of my children by way of paying school fees and providing other scholastic materials."

"Receiving this money means my husband and I will be in position to take care of the education needs of my brothers-in-law. In most cases when we fail to pay school fees on time, they are sent out of school and yet my wish is that they study not only to get jobs but education molds one's life in all aspects including respect for others."

"The biggest hardship that I am faced with is inadequacy of land that I would otherwise cultivate and get food to feed the family. I leased out a bigger portion of land that was available for me to cultivate in order to raise money for the treatment of my mother. The only piece of land that is available now is too small to support the cultivation need. This is the major reason I have always faced the problem of food shortage in my home."

"Receiving this money means that I will buy cows that are going to produce and eventually sell them and buy land. Part of the money will be used for dowry."

"It's going to be great joy for me to be enrolled into this program. The transfers will help me achieve my desires as a family. When I receive this money, I will buy oxen for ploughing. My family used to have oxen but we sold them for treating our son who was very sick. The balance of the Money will be used for paying fees for my children. With better education, I believe that my children will be able to support themselves and take on good employment opportunities. "

"I have been struggling to save money in order to ensure that I build a decent house and enjoy a good shelter, for me and my children, but I couldn't manage. Being a mother of ten children, I could not effectively fulfil the very basic needs for my families like shelter, clothing and education to my family. The little money that my husband earns from casual works is not enough to effectively fulfil this. Through this money, I was able to buy enough building materials which include iron sheets, building poles to facilitate the construction of a spacious house that will ensure we have a good shelter as a family. Achieving this is the biggest difference in my daily life."

"Receiving this money means owning oxen. This wilI improve on food production at household level which increases household income. This will have a direct impact on the standard of living in my household. I have been helping neighbours plough in their farm land in order for them to support me plough in mine too. I own limited bedding and receiving this will faciliatate acquisition of such items for a better living."

"The biggest hardship I face is lack of oxen and ox-plough. My household spends the little money realised from fishing instead for paying labour hence no saving. This has resulted to low sutainablity since I can not afford providing other neccessities for my family members."