"I have been buying milk daily and it is always costly because I do not have a stable source of income. Sometimes, I used to buy them on credit when I did not have money. Currently, I own a dairy cow courtesy of GiveDirectly. This has helped me to reduce my daily expenditure as I no longer buy milk from my neighbors anymore. Knowing that my family now has enough milk for our consumption is the biggest difference in my daily life. This has enabled me to save to at least save some money daily that I would otherwise use in buying them."

"The biggest difference in my daily life is that I have bought a dairy cow. I used to buy milk from my neighbors and it was so costly for me. I depend on casual jobs in the village and I also run a small retail shop. The amount of money that I get from the two activities was so small and I was not in a position to save to buy a dairy cow. I used all the profits from my shops to meet the basic needs including paying school fees for my children in primary school. Currently, I no longer buy milk because I have enough for the family. I sell the surplus milk at the market to earn an income to meet additional expenses and also pay to save some amount to pay part of the school fees for my children. I am so much happy because I know that in the near future I will have saved enough to add stock to my retail shop and clear all the school fees to enable my children to study without being sent home to collect school fees. GiveDirectly has brought a big change to my life and the people around me."

"My life will change because the breweries company will come and buy the harvest from my farm at a good price. I will then have enough for school fees for my kids for the next year."

"The moment I received my money I felt so happy because I have never received such an amount of money before. I remember it was very early in the morning around 6:00 AM when I heard a message from my phone. When I checked it, I could not believe it I thought it was just a prank. I just ignored the message and went to prepare breakfast for my children. When I came back I found another message from GiveDirectly confirming that they have sent me a sum of 55000 KES. I check my Mpesa balance and surely it was true. I felt so happy because I knew I would be able to buy decent seats for my new house. My spouse and children really celebrated the good news."

"I sell second-hand clothes as my main source of income. At the moment, I am operating the business on small scale meaning that I pick the stock from other sellers who sell at retail prices which should not be the case for anyone who is planning to resell the clothes. This reduces my profits as compared to anyone who buys a whole stock at wholesale price. My biggest goal at the moment is to make enough savings which can enable me to buy a whole bale which will be less costly and have more variety meaning more profits. Once I am able to do that, I will then think of other ways of taking my business to greater heights."

"Receiving these transfers have positively transformed my life as I can now boast of having a stable income from my businesses which have grown to their current state all thanks to the transfers. The transfers enabled me to expand my initial business on onions, which in turn boosted my savings that allowed me to buy a motorcycle which I have leased out at a daily fee. I feel more responsible as I am now able to confidently provide for my family."

"Once I join college, I will be able to expand my knowledge and be able to become successful in the future once I have my own business up and running. Of course, just gaining knowledge alone is enough change in my life."

"It had always been my prayer to build a spacious house that can accommodate all my family comfortably. My spouse and I had not been able to achieve or even save some money to use in achieving it due to the lack of an adequate source of income. I lived in one house that acted as our kitchen as well as a living room. As a result of this, I always shied of inviting my friends or welcoming visitors as they had to stay in a smoky house. Being able to achieve my long-desired goal of building a spacious house for my family is the biggest difference in my daily life. This has greatly changed my life as it has brought back my lost self-esteem in society. We currently enjoy the comfort that had faded away in our family."

"I will use the savings to buy a cow within the next six to nine months. The main reason why I want to purchase the animal is to be able to pay my dowry debt which has taken me quite some time to fulfill."

"Before I got enrolled in this program, I had no stable source of income as I was only involved with manual construction jobs for my daily bread. The jobs were mostly unreliable since one is not assured of working all days such that there were days you would stay at home without any income. My life is now different because I have a stable income from running my own clothes business courtesy of Give Directly. I can now comfortably meet my daily needs without worry while also making myself busy and useful most of the times."