"For a long time I've had an idle land due to financial constraints. I am planning to use my first transfer to plough it and plant Napier grass for dairy farming. I am also planning to spend $100 to build dairy shades for my 3 cows. I will also have to employ an assistant to fend for my livestock while I'm away at a cost of $40 per month "

"Life without a stable source of income is tough because paying the bills and providing for the family is not easy. I lived quite a stressful life before I started receiving these transfers, always wondering how I would provide for my family and raise enough money to pay the bills on time, especially rent which was usually the biggest challenge. With a consistent amount coming in each month from Give Directly, I am less worried because I am sure my family will not be kicked out of our rental house for delayed rent payment as the transfers take care of that."

"I was still sleeping at was around 4 am when I received a message notification on my phone. I decided to check and know its contents because I had never received a message at such an hour before. I became so happy after realizing that GiveDirectly had made me richer until I could not go back to sleep anymore. I started singing and praying silently thanking God for the blessings that had just come in."

"My biggest worry is that we sometimes go hungry because crops have been failing for the past seven years as a result of crop diseases. "

"Receiving this money means that my children will continue with their education come January 2020. One of my children had dropped out of school because I could not afford to pay for his fees. Thank you GiveDirectly"

"The land that we are occupying right now was sold to cater for the school fees of my brothers in law and as a result, we are living here temporarily. Now receiving this transfer means that I will be able to purchase a piece of land somewhere else for my family to settle in."

"In the next six months, I expect less financial burden, this is the reason why I have invested in cattle rearing and also farming to ensure I have enough money for my family. I also want to take my children to good schools where they can get the best education."

"My spouse and I are subsistence farmers and the crops we grow include maize and beans. However the greatest challenge we face is poor harvests attributed to soil borne diseases as well as prolonged droughts resulting to poor yields, hence supporting the needs of our family especially school fees for our two children has become an uphill task"

"Low land productivity as a result of unpredictable rainfall patterns has been the biggest harship we face in my family, which has resulted to buying food stuffs that we could have been harvesting in our farms. We have tried investing in keeping dairy cattle for milk production but what dissapoints us in this investment is the low return since we sell milk at a low price ie ksh 27 per litre."

"For over a decade now, my husband and I have been depending on charcoal burning as the main source of income, and given the nature of this job and the dismal returns we get from it, it has been extremely difficult to sustain the ever bulging needs of the family. Receiving this money, therefore, means financial stability to us. And to achieve this, we intend to invest part of our transfers ($70) in a motorcycle taxi. This will generate a daily income and through saving, we are sure of a better future. Hopefully, our children will no longer have to stay home due to lack of school fees. Additionally, goat rearing has been our desire and achieving this will be a dream come true. Therefore we purpose to use the remaining cash in purchase them and clearing arrears in school. "