"I do not have any new goals at the moment other than to ensure that my business flourishes and does better than ever, especially now that I have more school fee obligations as my daughter will be joining high school next year. I need to be in a better financial position to provide for her school needs as well as pay for the school fees in time to avoid her being sent home for fee-related issues."

"I spent my transfer on savings. I will use the savings to boost my PlayStation business which is picking up well in my area. I started the business with part of my transfer from GD and I feel I can earn more when I have two of them. This is why I am saving my transfers to buy another one."

"I spent my transfer on boosting my business. Currently, I am carrying out a small retail shop business which is my main source of income. I would want to make it more stable than it is so as to improve the profits. I will be able to earn a living from the profits which are my income."

"I spent my transfer on paying for my house rent. I had not paid rent and it was already time for payment. I did not want the landlord to come knocking on my door because of the rent arrears. The rest of the transfer I used on buying chicken feeds for my poultry project. I had run out of the feeds at the time when I received the transfer."

"I spent my transfer on boosting my groundnuts business by adding more stock to the business. This will enable me to get more profit when I have increased stock. The rest of the transfer I used on paying my house rent and to gift my mother some amount when she needed my financial assistance."

"I received a message notification very early that morning. This was very unusual so I decided to check what it was all about. When I checked, I realized that it was from Give Directly. They had sent me to my Mpesa account. I was overwhelmed with joy with the news. I didn't expect the message at the time. I remember not going back to sleep. I kept tossing as I planned how I was going to use the money."

"I had already woken up to attend to my maize farm at around 6 am when I heard my phone ringing of message notification. I called my helper who confirmed to me that I had received my first transfer. I felt happy for the money since I knew it would change my life completely. I had wished for long to build a better house but I could n't due to limited resources. I knew the money from GiveDirectly would help me to buy for building a new house for my family."

"My life is currently different from how it was in that, I do not have stress unlike before. Managing my bills was almost crashing me. I entirely depended on my business which was also not doing well. I used to handle everything with the little money I got. I am glad that through GiveDirectly, my life has totally changed. I was able to achieve most of my goals through their financial support. I have been handling my budget well with the monthly transfer."

"I had delayed paying rent and the deadline was almost due. I topped up part of my transfer and paid rent. I also did shopping in my house and kept some as savings. I hope that the savings will one day help me start another business or even boost the one I am currently doing. I took maternity leave and I plan to get back to work by January. I am glad that the savings will come in handy when that time comes."

"I had no source of income before I got enrolled in this program other than short contract jobs on promotions which I would get occasionally. I was mostly broke and had to ask for financial assistance from either my parents or friends. Ever since I started receiving the transfers, I have become more independent because these transfers can now enable me to buy my personal requirements without having to ask from anyone. I also feel proud that I can support my parents in paying part of my college fees, something that would not be possible without Give Directly."