"Access to clean and safe water for drinking is a great challenge in my community. We are forced to compete with domestic animals for the same source of water in stagnant water pans which in any case, pose serious health hazards to the community especially children. My worry is that my children may contract water borne relates illnesses yet I do not have a source of income to cushon me against such health uncertainties. This makes life hard."

"The biggest difference in my daily life is that, I have pay off the debts and after I was in position to recover my 3 pieces of land from the money lenders. Recovering all these 3 pieces of land has given me a peace of mind and I am expecting increased harvest from them that will be enough to support my family. Previously, I had a great challenge of supporting my family members because I had only one piece of land that couldn't produce enough yields. In addition, I bought clothes for all family members."

"The moment I received my transfer, I became very happy because I had got money to buy cows that I desired."

"The biggest difference in my daily life is that, I have settled all the debts which we had as a family. Paying off these debts has enabled us repossess our two pieces of land from the money lender. Secondly, I have owned household Items that I didn't have before like a bed and a mattress. Prior to receiving this cash transfer, I had no hope of paying off the debts and it would have taken me over two years to recovere just one piece of land."

"I realised that I had received my money at around 6:00 am when I was switching my phone on in the morning. I became very happy because the money was going to enable me acquire things that I had desired in life like an ox and a new mattress."

"My life is different in that whereas I have been eating food, I have only been eating a small variety of food. Using the transfers, I was able to buy the foods that always yearned for. But could not buy for lack of money. We also have a challenge in our locality that whenever it rains, our houses starts flooding from the underground water. I am currently waiting for the rains to subside and the roads passable so as to transport materials such as sand and cement to plaster my floor. This will do away with the problem, I am excited that my house will soon be cemented. This will reduce the effort used to maintain a mud flour since a cemented flour is easier to clean."

"In the next six months, I expect a better life in that I expect to have fully furnished my house thus will always have good couches to relax on and good place to welcome my visitors. I believe fulfilling this will give me ample minds to think of other income-generating activities for my family."

"It was around 6 am when I was still on my bed then I heard my phone vibrating continuously which was not normal. I was a bit anxious. Then I decided to check what the notification was all about. I could not believe what I saw! It was an mpesa message from GD. I really couldn't hold my joy I decided to pray and started to plan on what to buy."

"In the next six months, I expect to lead a happier family than it currently is. I expect that I shall be more independent financially as well as be in a position to pay school fees for my children who are advancing in their education. The proceeds from my small business and diversification of farming shall enable me realize this soon enough."

"My life has really improved because I now have cattle to keep. I immediately bought a cow that is already producing milk, earning me a daily income. On top of income, I am able to find the milk supply for the household without having to buy it. This makes everything to go just fine."