"The biggest difference in my life brought about by GD transfers is that I have never been locked out of the hostels because of arrears. I have been using my monthly transfers to pay my hostel rent on a monthly basis. I joined college two years ago and my uncle has been the one who is responsible for paying my college fees. My upkeep and hostel rent has been upon my family. Since my mother is not employed and does not have a stable source of income, It has been a struggle to pay for rent. At some times I was locked out of the house and had to put up with my friend. Ever since I started receiving these transfers, I have been able to pay rent on a monthly basis which is a very big step in my life."

"Before the transfers, I did not have good household items such as seats, utensils and bedding. I used to have old ones especially my seat which I inherited from my elder brother who moved back to the village. It has been my desire to improve the status of my house and life in general but due to low income from casual work, I was not able to. This is why I have been using part of my monthly transfers to buy an item on a monthly basis for my house. Right now, I have a new sofa set in my living room, new bedding and anytime we eat, I feel good because we use new utensils. Thanks to GD."

"The biggest difference in my life ever since Give Directly came into my life is that I was able to improve my living standards. I managed to build a better home which was built on higher ground. The new location is safer since no amount of rainfall will cause the floor to wet. I will never have sleepless nights during winter. The house will also last longer and will require less attention compared to my previous one."

"Not lacking foodstuffs and a decent place to live in is the biggest difference in my life. I make money from selling milk and then use it to buy foodstuffs. I also enjoy taking milk and making tea using milk from my own cow. Initially, I would have to buy milk which was very expensive. I was always forced to do menial jobs to earn a little wage that I would use to buy milk. I am glad that I get both the milk for use and money instead of spending the little I have."

"I spent my transfer on paying school fees for my children. They had been given a warning that in a week's time they would be sent home for the arrears, I am glad I was able to pay the balance before they were sent home. I also used part of my transfers in paying a debt I took from Mshwari to buy food. At that time, I did not have any food in the house hence I had to look for a way to feed my family. The remaining part of the transfer I used to boost the stock of food we had in the house. Buying food once a month helps to reduce monthly expenditure."

"In the next six months, I believe I would have revived poultry farming and that I would be collecting eggs which when I get to sell I would have some income. The money earned from this venture would enable me to meet my daily expenses and also save some to pay school fees for my children."

"My life is different because I am hopeful of getting a job as soon as I get my driving license. I am so happy to have made this step because it will give me a source of income. I will now have a license that will place me at a better chance to get a job. I have always had the option of truck driving but not having the license was a huge hindrance. |With the connections, I have in the sector, I am sure of getting a job as soon as I am done here. This will be the turning point in my life to succeed."

"The biggest difference in my life is in expanding my livestock keeping business. I used a part of the money to buy and rear 12 sheep. I expect them to lamb at the same time. This will give me an income from the sale of the animals as they multiply quickly. This will help me in paying school fees for my children in the coming academic years. It will make things easier for me as compared to the years before I received the transfers."

"In the next six months, I expect my life to change in that we shall have alreadfy bought a dairy cow from the savings that we have already made and that which we are going to make. Purchasing a dairy cow will change our lives as a whole family a lot since it will not only enable us have enough supply of milk for the family but also earn income by selling the surplus."

"My life is currently different in that we now have a more reliable source of livelihood for the family than we would be having had we not received money from GiveDirectly. The motorcycle that we bought with our second transfer has just changed our lives altogether. Not only has it rendered my husband to be self employed but has also empowered us to earn extra money each day contrary to the days when my husband was riding someone else's motorcycle which earned us very little income to say the least. On top of this is the ready supply of milk that we have had for the family after we bought a cow from our first transfer. This transfer has simply changed our lives as a family and I personally feel so much indebted to GiveDirecthy for this."