"We work as charcoal vendors with my husband, My husband is having a small bicycle which he carries the charcoal sacks and move to our nearby town to sell the charcoal. We get an income of 8,000 shillings per month which is not enough to build a spacious house for the family as well as clearing the school fees dept. However, financial problems become the biggest hardship I have faced in my life."

"Financial problem is the biggest hardship in my life, I am working as a charcoal vendor, my wife is a subsistence farmer. We usually get an income of 12,000 shillings per month. This income is not enough to pay for my son's school fees as well as expanding my house. I always use the income to buy food for my nine children and in any financial emergency like in paying hospital bills."

"Financial constraints are the biggest hardship in my life. This has forced me to go to our nearby town every day to sell sisal ropes. I usually get an income of 1000 shilling per month which is not enough to expand my house as well as buying beddings for my 6 children."

"Financial constraint is my biggest hardship. This because I do not have a stable source of income to sustain us. My charcoal burning job is so tiresome that I cannot do it consistently. I end up taking food commodities on credit forcing me to live a life full of debts. This is the reason that has made it difficult to even provide a good shelter for my family."

"Receiving this money means that my dream project of raising cattle for commercial purposes shall materialize. Since I have already planted substantial amounts of nappier grass, I will utilize the money on purchasing about ten calves. I will then raise and fatten them before selling to fetch more money that will be used in buying other herds of young cattle."

"The most difficult thing I'm facing is hunger as you can see i literally have nothing to eat in this house so food is a main challenge I'm facing right now."

"I am lacking alot of basic needs so the money will help me alot"

"I have been facing challenges interms of finances to fully support my family."

"poverty"

"Not having enough money to buy food for her entire household"