"For many years I have been herding other people's cattle. Receiving this money will help me own my own livestock. I will start with 20 goats. With each goat costing 30 USD, it will cost me 600 USD. This will serve as a good source of income in years to come."

"Receiving this money will help me expand my livestock by two more. I have a plan of buying two more cows. Each will cost me around 200 USD. When the livestock increase in number I will be able to sell a few and settle a few needs like school fees."

"Receiving this money means I will be able to fulfill my dream of owning a spacious house and proceeding with my livestock rearing project. I will use 40,000 shillings to build 2 houses, one will be mine, and the other one for my 6 girls. Since they are growing I find it very difficult to live with them in my one-roomed house, even there is no privacy. I also intend to use 50,000 shillings to buy 4 cows and 5 goats which will help me in any financial emergency. The remaining amount will be used to buy food for the family."

"The biggest hardship we have faced in our life is payment of school fees. We have been depending only on my husband to cater for everything and the income he earns is not enough."

"Getting this money would mean so much to me and my family. I feed a large family of 8 members including young grandchildren. Preventing malnutrition in young children requires that they get certain types of good which include milk. Every morning I spend 120 shillings buying milk. This translates to 3600 shillings a month. I plan to buy 2 dairy cows for 30000 shillings each to save me this daily cost. That would also mean I will be in a good position to save for other things that are equally pressing."

"Balancing between my family and school life has been one of the greatest challenges I have endured in my life. I am a mother of two and giving my children the best has been my number one priority. To be certain that they are okay, I always take them with me to school together with a nanny. Paying this nanny has not been a walk in the park. I spend a total of 3000 shillings each month for the same. Because of the change of environment, my children could fall sick every other time their medication was also a challenge since I have no medical card."

"Am old and a wodower,not able to perform all my house hold duties, example fenching water. Have been wishing to have money to buy a ken tank of 3 thousand liter to harvest water to it during raining season and renovate my house since it is leaking.This will be my great opportunity to do this once I receive this transfer it will cost around ksh 60000.If I remain with some balance I build a shade to cover my Ken tank."

"Receiving this money means building a better house for my family. This has been my ambition for the past 3 years when my house collapsed. I ended up constructing a small structure that has no door and the roof is partially open. This makes it unsafe especially during heavy rainfall as the walls are bent inwards too."

"Imagine preparing 8 acres of land with hope of harvesting enough food, only to be disappointed by poor rainfall patterns! This has been the norm every year which has led to food insecurity being my biggest hardship. It is this situation that forces me to engage in all labour intensive activities to feed my family of 8. I even look older than my age because of the very heavy economic activities I engage in."

"Receiving this money means that my family shall have more income and hence lead a better life. This is because I will use the money to lease some pieces of land for crop farming. Besides, I will spend some of the money on expanding my business of buying and selling chicken."