"I lost my husband in 2006 through diabetes and left me with five kids look after and also act as their father. I have since been solely providing for them with no regular source of income. I had to take them to public school in order to be able to pay for their school unlike before when they used to attend private school when my husband was still alive. Luckily enough they are schooling well though it is taking a toil in me to pay for their school fees."

""Lack of a reliable source of income becomes my biggest challenge. I am housewife who depends on my my husband who is a driver. His salary is not enough to cater for a family of 18 people because we are polygamous.""

"Financial constraints is my biggest hardship. I have six children and raising them has been an uphill task. This is because my two sources of income ;farming and casual jobs earn me very little. Farm produce is very little due to the climatic conditions while casual jobs are hard to find. I am a second wife and therefore getting full support from my husband is not possible."

""My biggest hardship in life is lack of a good source of income. I am a shepherd who earns 3000 shillings per month. This amount is not enough to sustain my needs e.g food.""

""Inadequate capital becomes my happiest part of the day. I am a charcoal vendor, this job is energy draining and earns me 200 shillings per 1 sack. It takes at least 3 days for a sack to be ready for sale. This amount is not enough to cater for my basic needs. That is the reason I have failed to clear dowry for my wife too.""

"" My wife has been suffering from stomach problem for 5 years now without getting well. I have been using all the money on treating her in different hospitals with no vain. Illness has been my biggest hardship because I can no longer save anything.""

"Lack of adequate finances to fulfil to repair my motorbike has been the biggest hardship I am facing in my life. This has forced me to sometime spending the whole day without going to work. This has affected my income generation since I earn less than I used to earn per day, Making it hard to meet the needs of my family."

"I majorly depend on charcoal burning as the source of income in order to get my daily meals. This means without involved in this venture, I will be forced to get help from my sons whose support is inconsistent and sometimes I go hungry the whole day without eating. Therefore, the lack of a reliable source of income is my biggest hardship."

"I have ever wished to have a separate house for my daughters who are now grown up yet we share the same room. Due to financial problems, this desire has never come through and this has robbed my joy for a long time. Receiving this money means fulfilling my dream since I plan to spend 30000 shillings to construct a structure for them. On the other hand, I intend to buy oxen and an ox plough for 38000 shillings to upscale my farming. Having done this, my livelihood will change for the better, a transformation that I have long wished for."

"Receiving this money means I will be able to fulfill my dream of owning oxen. I intend to use 40,000 shillings to buy 2 cows for ploughing which will help in any of my financial emergencies. Also, I will use 30,000 shillings to buy a bed and mattress, I will use 10,000 to start a small retail shop. The remaining amount will be used to expand my house."