"Our plan is to do business, becasue through business we can develop the money that can help us send our children to school.And thirdly, we are going to build a house in the city where our family can live happily."

"The major challenge I'm currently face with is my poor health condition. Im unable to secure a source of income. I am unable to do physical work because I had an accident on the job as an power saw operator. A tree felted on me while sawing a tree which led to the bone in my chest broken. Presently,I have iron been placed in my chest thous posing serious challenge and preventing me from doing any physical work. Because of lack of source of income, I am unable to seek medical attention."

"What I plan to do with the cash transfer is to start a business which I have always dreamed of and used the profit on my granddaughter education. The only means of survival for me and my granddaughter is the little farming I do and through that I'm able to put bread on our table and pay her school fees. I lost my son who was helping me with almost everything leaving me with his daughter. I now have to get myself involved into farming as a means of survival."

"The over all hardship I am facing currently is financial hardship. My family has no source of income as such, financial hardship is an every day encounter. I am a farmer and due to the low yield of my farm products many harvest seasons, i am unable to generate sufficient money to handle the needs of the family. Many days , my family consumes what is available and not what we want due to little or no income. Moreover, my kids frown at me during festivals because they can't eat the type of dish other families eat neither do they wear the kind of outting their friends wear."

"The biggest difference in my daily life is that I am living a better life after restart my charcoal business which had collapsed some years ago. At the moment, I am having a reliable source of income that is helping me in meeting our needs. In addition, my husband no longer works at the shop, he is managing our charcoal business."

"It was around 11 am, I was alone in the house after all my kids had gone to school and my husband had gone to his work as a hospital gardener. I had completed my morning chores preparing breakfast before relaxing. I heard a knock on the door, after opening it was my neighbor who informed me that she had received the transfer. After examining my phone I was overwhelmed with joy after noticing that I had received my money on my account too."

"I was at my maternal home where I had gone on visit my mum who was sick. I heard a message on my phone, Being old and unable to see clearly, I pass over my phone to my niece who confirmed that I had received my transfer. I was excited to learn that I had received the aid. I immediately went to withdraw it to purchase drip water for my mum who was in bed sick."

"I spent KES 14,000 to purchase two lorries of sandy and of building stone this was for the construction of a new decent bricks house that I had already started earlier before the transfer. The house that I had was about collapsed, I was always afraid that it may fall anytime. I also purchased 4 goats for KES 10,500 this was for boosting my goats rearing. I save the remaining amount to help me in the construction of my new house. I am planning to obtain cement and paying labour costs."

"I was at my workstation doing my masonry job when I received the messages carrying my transfer. I felt very happy since I had a lot of problems that I had eagerly awaited for the transfer to solve. I planned with my wife before withdrawing the cash on how best to spend it."

"I spent KES 25,000 to clear the debt that I had borrowed from my neighbors to support my child education who was joining secondary school. This is because my job of charcoal burning could not earn me enough income to support his education. In addition, I used KES 14,200 to purchase beddings for my family since we were spending our nights on the floor using sacks as beddings. It was shameful whenever we received guests but I did not have money to purchase proper beddings. Furthermore, I bought 2 more goats to boost my reliable source of income for my family. The remaining amount assisted me in purchasing clothes for the family members."