"Inadequacy of food stock still poses the biggest challenge. We've had to go without food a lot as my husband who works in Kilifi Town as a mason in construction sites, normally just send home any amount between shillings one to four thousand monthly. This always isn't enough to buy food for seven children I'm currently living with at home."

"We do casual jobs inorder to sustain the basic needs such as food, clothing and school fees of my family. Although two of my children are employed, sometimes overrelying on them is something that I abhor. At the same time, the average of KES 200 we earn daily is hardly enough to cater for everything. A year ago we sold a piece of land to cater for medication bill for my second born son who got involved in an accident. Financial constraints therefore is the greatest challenge that I am facing currently."

"Receiving this money means better education for my children. I have one child in secondary level, 1 who is to join college and 2 in primary level. I am a carpenter by profession and it is seasonal because it depends on other people income levels, they call for my services when they have money. The month can end without securing even a single job because of the high cost of living we are currently experiencing . This made me sell a pice of land in order to pay school fees for my children. I will use around KES 80,000 to pay school fees for my daughter who is to join college in January and pay arrears for the one in secondary level. The rest of the amount I will build a house for my grown up son so that he can get enough space which is comfortable for reading."

"My family and I never had a comfortable place to call home. Our house was very old and the roof needed to be replaced. Therefore, when I received my transfer from GiveDirectly, I rushed from my bed early that morning and joined the others in the town who have received transfer also. We sang new songs, danced and paraded the the main streets of the town for hours. I was glad and satisfied. I will use portion of my transfer to renovate my old house. The remaining portion will be used to construct a new and bigger house for me and my family."

"One of the unforgettable changes in my daily life is that through GiveDirectly financial assistance, my life has transitioned from being jobless to a business owner.The cash has also provided me the opportunity to plaster my entire house. My life in the past seems hopeless. However, with this transfer from GD hope has been restored once more. The biggest difference in my daily life since I started receiving transfer is that, I feel partially accomplish and more relaxed in life now than before."

"This money will help me buy what I am lacking in my life. For example I will buy iron sheets, timber, nails and other building materials to build a new house. I live in a semi-detached house which is very small and does not have a bedroom. As of now, I sleep on a mat which is very uncomfortable so I will buy a matress. On top of that, I will buy maize. I have a farm but I don't harvest enough maize to last for a very long time. Right now, I am only remaining with one bag of maize which I will eat up to January."

"Six months ago I started constructing my house but I'm yet to complete it because I ran out of money. For a long time, I had wished and planned to expand my house since the one we had was too small for my family of eight. I, therefore, plan to use KES 50,000 to complete the house and to purchase house furniture. For the rest of the amount, I will buy a water tank that will help me store clean rainwater."

"The major challenge that I am facing currently is the lack of enough food for consumption. I depend on subsistence farming to feed and also pay school fees for my children by selling milk and maize. This has not been so because we receive low yields yearly due to the drought that occurs, which impacts majorly on the income that we receive."

"Receiving this money will enable me to expand my dairy business. I have 3 cows that enable me to sell milk to Siongiroi milk plant. The milk that I get from the cows is less and I plan to buy a good breed that goes for KES 50000 so that I can boost the milk that I get daily. Selling more milk means that I will earn more money. I plan to settle a few arrears for my children who are in school with KES 40000."

"My greatest desire has been to own goats that will act as my store of wealth that will support my children's education. This has never been possible due to the lack of money to facilitate the purchase of goats. Since GiveDirectly has visited me, I am so happy to learn that, my dream will come through. In the first 8 months of receiving my transfers, I intend to buy 1 goat every month at 2000 KES. This will be a good start and since they multiply fast, I will be able to support the children once they advance their studies. On the other hand, it will also help me to buy new beddings to replace the old ones which are rugged. This will change my livelihood for the better and hence, this is generally what receiving this money means to me."