Our new goal is to expand our shop business by buying more products for sale. We would like to do so because we do not have jobs and the shop is all that we have. We depend on it to earn a living, that is, to buy food and pay school fees for our three children. We had borrowed a loan from the bank to start the business. We have thus been struggling with the repayment of the loan and that is why the business has not picked up well. We are though about to finish repaying it. If we manage to expand the shop business, we will be able to get more income that will enable us to comfortably pay school fees for our children.

GiveDirectly is not biased. They did well because they enrolled everyone who is a community member regardless of their financial status. I thus do not see any wrong that they did. I urge them to keep up the good work.

We spent KES 10000 of our recent transfer on paying school fees for our children where we managed to clear the whole academic term school fees. The children were thus able to study well, especially our eldest child who was busy preparing for his final primary school examination. Other than that, we also spent KES 20000 on repaying the loan that we had taken from the bank to start the shop business. We managed to reduce the amount that we were still owing them by a big percentage. We still only have a month's installment and we will have cleared it. We are thus happy because, with the reduced loan amount, we have managed to save some of the money that we make from the business. We plan to use the money saved in paying school fees for our child who is joining secondary school in the next academic year. We also spent another KES 20000 on buying a calf. We divided to buy the calf because we didn't have any and also because it is going to help us in the future when it calves. We will be able to get milk that we can consume and we can sell some to get money for paying school fees for our children. We usually buy a litre of milk daily at KES 40. With the remaining transfer money, we used it in buying maize for our consumption. Thank you so much GiveDirectly for the support.

It was in the morning and I had just woken up and busy with my morning duties when I thought of checking on my phone which I had placed beside my bed last night. I went to get it and to my surprise, I found out that I had a mobile money provider SMS. I decided to check it as I kept asking myself who could have sent me money at this early morning. I was so happy when I learnt that the message was bearing good news of us having received KES 55000 from GiveDirectly. I was filled with so much joy that I immediately called my husband who had already gone out. He was so happy when I told him what had transpired. He told me to keep the money safe and wait for him so that we could plan together on how we were going to spend the cash.

The transfer brought a big difference in our lives as a family. We were able to buy a cow that we had always desired to have for our while. We now have milk for our consumption and hence we no longer depend on our parents' home to supply us with milk. When the cow calves, we will be able to get more milk that we can sell and get money that we can use in paying school fees for our three children.

We spent most of the transfer money on buying a cow. We bought the cow at KES 30000. We decided to buy the cow because this is what we had always wanted to have. We do not have any source of milk for our consumption and hence we usually depend on our parents' home to supply us with a litre of milk. Although we had always wanted to buy a cow of our own, we were not able to due to a lack of money. My husband has a shop business and most of the money that we get from the business usually goes to the payment of school fees for our three children. With the cow, we now have milk for our consumption and we plan to sell some to get money for helping us in paying for our children's school fees. We also decided to use KES 20000 in repaying back a bank loan that we had defaulted paying. The shop business which we usually depend on to get money for repaying the loan was no longer doing well. As a result, we lacked money for repaying the loan. We had however asked the bank to bear with us. So when the transfers came, we decided to pay the loan two months in advance. There is still some amount that is needed to be repaid but at least we have had some peace of mind after repaying some of the money we owed them. The business has started picking up again and we have started saving some of the money for repaying the next loan installment. With the remaining amount that we were left it, we used it in buying a bag of maize for our consumption.