"I spent the fist transfer on building my house.I bought roofing sheets and timber.Construction is going on and is almost complete.I plan to buy a cow with the money that will remain."

"I spent the first transfer on school fees for my children.I was struggling to pay school fees and had even sold all my livestock to pay fro them.I also build a house and bought a cow to rear in my farm."

"I have a new goal of buying a cow for rearing as a way of investment and also for it to remind of GD whenever in future."

"The biggest difference in my daily life is that I have an income from milk.I bought a cow that calved soon after and has given me a stable income and a lot of joy."

"In the next six months I expect my life to be better than today in that I have joined college and will have bought a cow."

"I spent most of the third transfer to buy two cow bulls for farming this will save me from hiring people's cows to work on my farm. The remaining balance l am planning to build a home of my own since l am staying at my in-laws home where l am not free to do my development."

"Receiving this money means that I will be able to build a house and buy a cow.I feel very excited."

"The biggest difference is that now I have a cow in my compound which I didn't have before."

"Receiving this money means that I shall be able to buy a cow that shall produce milk for my children and surplus for sale."

"The biggest difference is that now we have a cow. For quite sometime we have been buying milk for use from neighbors but we are so happy now having our own."