"I am planning to spend my transfer on buying cement that I will use to renovate my house and I will use part of the transfer to pay school fees for my children." (Country: Kenya)

"I am planning to spend my transfer on renovating my house as it is currently leaking when it rains, I have a child who is joining secondary school next year so I will pay school fees for her and part of the transfer I will use to take my child to hospital as he falls sick so often." (Country: Kenya)

"I am planning to spend my transfer on renovating my house by buying cement to repair it, I will pay school fees for my child who is in form four in a local secondary school and part of the transfer we will spend on buying a goat and a cow. The remaining amount we shall spend on purchasing maize that we will eat at home." (Country: Kenya)

"We are yet to plan how we will use the transfers." (Country: Kenya)

"I am planning to build a house because my current house is too small." (Country: Kenya)

"I am planning to buy household items and oxen for ploughing my farm, this is because I will be able to earn extra money from the farm." (Country: Kenya)

"I am planning to build a house as my current house is dilapidated and too small." (Country: Kenya)

"I am planning to buy oxen for ploughing my farm, this is because all my livestock died last year." (Country: Kenya)

"We are planning to buy a motorcycle and start a taxi business,so we can earn income from it." (Country: Kenya)

"I plan to spend the transfer to construct a house. I also plan to spend the transfer to buy my own boat that I can use for fishing." (Country: Kenya)