"I am planning to spend my on paying school fees for my two kids who are in secondary school,I will build a kitchen as I don't have one currently and the remaining amount I will use in buying cement so that I can have my floor cemented." (Country: Kenya)

"I plan to spend the transfer to buy agricultural land that I can use to grow crops. I also plan to spend some of the transfer money to pay school fees." (Country: Kenya)

"I plan to spend the transfer to pay a debt of Kshs.10,000 that I owe. I also plan to spend the transfer to build a house. I also plan to spend the transfer to pay school fees for my grandchild who is in high school. I also plan to use the transfer to buy school uniforms for my children." (Country: Kenya)

"I plan to spend the transfer to construct a house for my family. I also plan to spend the transfer to buy household items like furniture. I also plan to spend the transfer to pay school fees for my daughter in high school." (Country: Kenya)

"I plan to spend the transfer to construct a bigger house for my family. I also plan to spend the transfer to clear school fee balance for my daughter in high school. I also plan to spend the transfer to build a toilet and a kitchen." (Country: Kenya)

"I plan to spend the transfer to plaster my house. I also plan to spend the transfer to build a kitchen where my children can sleep. I also plan to spend the transfer to buy a cow that can provide me with milk." (Country: Kenya)

"I plan to spend the transfer to buy furniture. I also plan to spend the transfer for my medication being that am Asthmatic. I also plan to spend the transfer to start a small business. I also plan to use the transfer to pay school fees for my child in high school. I also plan to spend the transfer to buy household items like utensils." (Country: Kenya)

"I plan to spend the transfer to buy oxen plough for farming. I also plan to use the transfer to buy steel door and window panes. I also plan to spend the transfer to plaster my house. I also plan to use the transfer to buy furniture." (Country: Kenya)

"I plan to spend the transfer to invest in my quarrying site. I also plan to spend the transfer to pay school fees. I also plan to spend the transfer to expand my house." (Country: Kenya)

"I plan to spend the transfer to buy seeds and fertilizer for agriculture. I also plan to spend the transfer to expand my house. I also plan to spend the transfer to clear school fee balance for my child. I also plan to spend the transfer to buy furniture." (Country: Kenya)