"I plan to spend the transfer to build a bigger house to accommodate my family. I also plan to spend the transfer to buy household items like furniture. I also plan to spend the transfer to buy livestock like cows that will provide me with milk." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my child who will be joining secondary school next, I will build a bigger house so that it can accommodate all my family as we are many in number, I will use part of it to build a better toilet as the one I have is in a bad state and the remaining amount I will use to buy a dairy cow." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my child who is in secondary school,I will buy a bull and a ploughing machine that we can use to plough our farm and I will also buy a solar panel so that I can have light in my home at night." (Country: Kenya)

"I am planning to spend my transfer on paying for my college fees, I will use part of it buy seeds so that I can plant on my farm and I will also use it in building a bigger house as the one I stay in is very small and it is leaking when it rains." (Country: Kenya)

"I am planning to spend my transfer on renovating my house as it leaks when it rains,I will spend part of it on buying a cow that we can keep for milk and also to pay school fees for child who is soon joining college." (Country: Kenya)

"I plan to build a new house because this one is old since it was build way back in 2005." (Country: Kenya)

"My plan is to build another toilet because the one I have right now is about to collapse since it was build on a loose soil. My other plan is to spend the remaining amount on school fees because I have children who are supposed to join secondary." (Country: Kenya)

"Our first priority is to spend a portion of our transfer on school fees and education because that is the main burden we have right now. Our second plan is to spend the remaining amount to buy a piece of land that we can use for farming inorder to avoid food shortage." (Country: Kenya)

"I plan to spend my transfer on school fees,this is because I have two children who have completed secondary education and are still waiting to join college. I also plan to plaster my floor because I would like to prevent dust-born diseases since my spouse is allergic to dust." (Country: Kenya)

"We plan to buy land, pay dowry and to invest in business." (Country: Kenya)