"We plan to build a decent iron roofed house since our house is in a bad condition. We also plan to spend some portion of the amount on farming." (Country: Kenya)

"First, I would wish to buy an ox-plough since it will aid in farming. I would also like to extend my house by building two more rooms so that it becomes spacious." (Country: Kenya)

"We would like to establish our home because we feel that it is a good idea to move out of my father's compound. We would like to spend the rest on payment of bride price." (Country: Kenya)

"I plan to purchase an ox-plough and two bulls that will aid in farming. I also plan to spend the remaining amount on school fee." (Country: Kenya)

"I plan to buy few household items and also to extend my house by adding extra rooms because my house is small. I also plan to spend the remaining amount to build a toilet that will serve my family." (Country: Kenya)

"I plan to make a better house because this one is weak and it can collapse anytime. I also plan to buy two bulls and an ox-plough that will aid in farming." (Country: Kenya)

"We plan to set up a business of buying and selling second hand clothes that will generate some income for us. We also plan to buy a piece of land that we shall use for farming." (Country: Kenya)

"I plan to build a better house because I am tired of staying in a leaky thatched house. I also plan to spend a portion of the transfer on school fees because I have a fee balance amounting to 20000 KSH." (Country: Kenya)

"I plan to spend my transfer to set up a cyber cafe and buy some stationary because this business will generate some income for my family. I also plan to spend the remaining amount on second hand motorbike because I would like to own my motorbike that I can use to transport customers to their destination hence maintaining the flow of income in my family." (Country: Kenya)

"I plan to spend part of my transfer on school fees.I have a daughter who is in university and he owes the college a huge amount of money. I also plan to spend the remaining amount on house extension because my house is small." (Country: Kenya)