"I plan to spend the transfer to construct a new house and buy a door. I also plan to use part of the transfer to start a small business that would enable me support my family. I also plan to use part of the transfer to pay school fees for my children." (Country: Kenya)

"I plan to spend the transfer to start a small business that would help me get additional source of income. I also plan to use part of the transfer to construct a house for my son. I also plan to spend the transfer on paying school fees for my son for a training course." (Country: Kenya)

"I plan to spend the transfer to construct a bigger house. I also plan to use the transfer to buy household items like furniture. I also plan to use part of the transfer to pay school fees for my university education. I have been forced to defer one academic year due to lack of fees." (Country: Kenya)

"I plan to spend the transfer on school fees for my child who is in high school. I also plan to spend the money to start a small business as this will add up to my sources of income. I also plan to use the remaining balance to buy household items like utensils." (Country: Kenya)

"I am happiest in the morning when I wake up because some people die in their sleep." (Country: Kenya)

"I am planning to use my transfer on my children's education, expand my fishing business and start horticultural farming so as to have a reliable source of income." (Country: Kenya)

"We are planning to build a latrine because we are currently using our neighbour's, fence our compound so that we can plant trees, vegetables and maize without interference from animals, expand our house because it's small, boost our fishing business and pay dowry." (Country: Kenya)

"I am planning to use my transfer on horticultural farming so that I have a reliable source of income, invest in livestock rearing to be able to educate my children in future and spend the remaining amount on school fee." (Country: Kenya)

"I am planning to use my transfer on my son's secondary school fee, invest in livestock rearing so as to be able to educate other children in future, build a new house because where I live is swampy and my house is slowly sinking." (Country: Kenya)

"I would like to use part of the transfer to cement my house to make it look better. Finally l would l would wish to buy household items in my house." (Country: Kenya)