"My first plan is to spend a portion of this transfer on school fees because I have a son who is supposed to join college. My second plan is to plaster my house and buy some household items and some clothes." (Country: Kenya)

"I would wish to buy a motorbike because it will aid in transporting customers from the village to kendu town hence it will be a good source of income for my family." (Country: Kenya)

"I would like to spend a portion of my transfer on school fees. I would also like to purchase two bulls and an ox-plough that will aid in farming. Lastly, I stay some few kilometers away from the main source of water hence I would like to buy a donkey that will help me transport water from the source to my compound." (Country: Kenya)

"I plan to spend the transfer to construct a bigger house. I also plan to spend the transfer on furniture. I also plan to buy oxen plough to help me during farming. I also plan to use the remaining balance to start a small business. I also plan to use the transfer to pay bride price required by my in-laws." (Country: Kenya)

"I plan to spend the transfer to construct a bigger house to accommodate my big family. I also plan to spend the transfer to pay school fees for my children( two in college and three in high school). If some cash remains, I will use it to start a business." (Country: Kenya)

"I plan to spend the transfer to pay school fees for my three daughters in college and one daughter in high school. I also plan to use the remaining balance to start a small business that would add value to my income." (Country: Kenya)

"I plan to spend the transfer on school fees for my child in high school. I also plan to plaster my house and buy steel door and windows." (Country: Kenya)

"I plan to spend the transfer on school fees. I also plan to spend the transfer to repair my house. I also plan to use the remaining balance to start a small business that would boost my income and therefore support my family." (Country: Kenya)

"I would like to use part of the transfer to plaster my house because I have limited time to frequently maintain my house. Secondly l would wish to build a kitchen to help in preparation of meals. I would also like to build a pit latrine for my family. Finally l would like to buy a cow to act as security incase of any emergency." (Country: Kenya)

"I would like to use part of the transfer to improve my since it is not in a a good condition. Secondly I would wish to fence my compound in order to enhance security. Lastly I would like to do poultry farming to generate income to support my family." (Country: Kenya)