"I would like to pay school fees for my three children in high school. Secondly l would wish to cement the floor of my house to avoid dust. Finally l would like to dig a pit latrine for my family." (Country: Kenya)

"I would like to use part of the transfer to pay school fees for my children who are in secondary school. Secondly I would wish to build a kitchen to act as sleeping room for my children and for preparing meals for my family. Finally l would like to build a pit latrine to improve our health." (Country: Kenya)

"I would like to use part of the transfer to expand my business to generate more income to sustain my family. Secondly l would wish to pay school fees for my children who are in high school. Finally l would like to buy water tank because we have water problem." (Country: Kenya)

"I would like to use part of the transfer to buy a sewing machine to enable to do tailoring to generate income to support my family. Secondly l would wish to build a new house because my house is leaking and is very small. Finally l would like to buy household items for my family." (Country: Kenya)

"We plan to build a new home, buy fishing materials like fishing nets because my husband is a fisherman." (Country: Kenya)

"We plan to buy beddings, furniture and to expand our house. My husband also plans to pay dowry." (Country: Kenya)

"I plan to plaster the walls and floor of our house and the toilet. I also plan to pay school fees." (Country: Kenya)

"We plan to build a house and to pay school fees." (Country: Kenya)

"We would like to build a new house because this one is not decent. We would also like to buy some dairy cows that will produce large quantities of milk for consumption as well as for sale." (Country: Kenya)

"We would like to build and own a house since we don't have one. We would also like to set up a business of selling kerosene because we want something that will generate some income for us." (Country: Kenya)