"I am planning to spend my transfer on paying school fees for my child who is in secondary school, I will use part of my transfer to fence my compound to keep hippos away as they really disturb as when they come from the lake and the remaining amount of the transfer I will use it to build a bigger house as my house is small and am not able to accommodate my family and guest." (Country: Kenya)

"I am planning to spend my transfer on renovating my house as it is in a bad state,I will build a toilet, a kitchen and a bathroom as I don't have any. The remaining amount I will save for my children's education." (Country: Kenya)

"I plan to spend the transfer to pay school fees for my children in school. I also plan to use the transfer for my medication. I also plan to use part of the transfer to start a small business that will provide me with income." (Country: Kenya)

"I plan to spend the transfer to pay school fees for my children and grandchildren who are orphans. I also plan to use part of the transfer to buy foodstuffs. I also plan to use part of the transfer to buy oxen plough to help me in farming." (Country: Kenya)

"I plan to spend the transfer to construct a bigger house. I also plan to use part of the transfer to pay bride price required by my in-laws. I also plan to spend the transfer to buy furniture. I also plan to spend the transfer to start a small business for income generation." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my child who is in secondary school, I will repair my house so that it stops leaking and I will buy a cow so that I can keep for milk." (Country: Kenya)

"I am planning to spend my transfer on building a bigger house that can accommodate my whole family as we are a big number, I will spend part of it to take my daughter to secondary school as she past her exams and I still don't have cash to pay for her school fees and the remaining amount I will use to start a new business of selling maize as my current business is not doing very well." (Country: Kenya)

"I am planning to spend my transfer on buying four cows and two goats, I will renovate my house so that it can withstand floods when it rains and the remaining amount I will use to start a fish selling business." (Country: Kenya)

"I am planning to spend my transfer on building a bigger house as the one I stay in is very small and cannot accommodate my family and visitors, I will buy some cows that will be used in ploughing our farm and part of the transfer will be used to pay school fees for our children." (Country: Kenya)

"I have planned to build a bigger house and buy furnitures,I will also like to build a toilet" (Country: Kenya)