"I am planning to spend my transfer on buying four bulls that we can use in ploughing our farm and a dairy cow that we can keep for milk, I will spend part of the transfer on buying furniture for my house and the remaining amount I will invest on my business of selling groceries." (Country: Kenya)

"I am planning to spend my transfer on paying dowry as my wife went away because I did not have cash to pay dowry, I will spend part of the cash to buy three bulls that I will use in ploughing my farm and the remaining amount I will use to start a business of buying and selling maize in our market." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my child who is in secondary school and the remaining amount I will spend on buying a motorbike so that I can have my own that I can use in taxi business as the one I have is hired daily." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my two children who are in secondary school, I will spend part of the transfer on buying a dairy cow that can help me in the future when it gives birth to a calf and the remaining amount I will use to renovate my house as I had built it but I haven't finished it so I will use the transfer on buying bags of cement that I will use to repair it. I will also buy two bulls and a ploughing machine so that I can plough my farm." (Country: Kenya)

"I am planning to spend my transfer on renovating my house so that it can be in good condition, I have a girl child who is soon joining secondary school so I will save some cash so that I will pay school fees for her and the remaining amount I will invest in my small business of selling household items like cooking oil, bread and flour." (Country: Kenya)

"I am planning to spend my transfer on paying school fees for my children in secondary school, I will spend part of it to renovate my house by buying bags of cement and the remaining amount I will buy a cow and name it Give Direct." (Country: Kenya)

"I have planned to buy building materials for making a better house, I would also want to buy some livestock and keep." (Country: Kenya)

"We have planned to pay school fees for our children, and build a kitchen" (Country: Kenya)

"I have planned to rebuild my house which is licking from the roof, I will also pay school fees for my children" (Country: Kenya)

"We have planned to buy a water tank since getting water here is very difficult, I will buy some cows to use for farming and also I will buy some furniture for my house." (Country: Kenya)